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1491 Chase Ter, El Cajon, CA 92020 Property Records

San Diego County property record for 1491 Chase Ter, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,792 sqft · built 1990
Lot Size1.38 acres (60,113 sqft)
OwnerTrust Name on File
Tax Bill$8,004 (2025)
Deeds & MortgagesAug 2021 Transfer
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN498-310-68-00

Property Details

APN / Parcel Number

Primary APN498-310-68-00
Alternative APN
  • 4983106000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,792 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area60,113 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number4983106000
Street Address1491 CHASE TER
CityEL CAJON
StateCA
Zip92020-8369
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPAR 3 DOC02-0171059 IN NEQ OF SEC 24-16-1W&IN TR PM04379
Legal Range01W
Legal Township16
Legal Section24
Legal SubdivisionRANCHO EL CAJON
Legal Tract1004379
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1010
Census Tract15408

Owner

1491 Chase Ter is owner-occupied and held in a trust since August 2021.

Source: San Diego County records, as of July 28, 2026

Owner of RecordTrust Name on File
Mailing Address1491 CHASE TER, EL CAJON, CA 92020-8369
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2021Intrafamily Transfer, Transfer
Mar 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
SAN DIEGO FUNDING

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 13, 2021
Transfer Doc0000606509
Record UpdatedSep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 26, 2021
Property Address1491 CHASE TER, EL CAJON, CA 92020-8369
Document Number0000606509
Map ReferenceFILE 76-007685
Instrument DateAug 13, 2021
Instrument2021-0606509
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address1491 CHASE TER, EL CAJON, CA 92020-8369

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1491 CHASE TER, EL CAJON, CA 92020-8369
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyGUARDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000148729
DateMar 23, 2020
Instrument2020-0148729
Lender
NameSAN DIEGO FUNDING
TypeMortgage Company
AddressSAN DIEGO, CA 92106
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1491 Chase Ter was $8,004 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$693,120 (+2%) Land $331,491 Building $361,629
2025$8,004.00 Homeowner's exemption$679,531 Land $324,992 Building $354,539
2023$7,845.00 (+1.58%) Homeowner's exemption$653,146 Land $312,373 Building $340,773
2022$7,723.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1491 Chase Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1491 Chase Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
DSL		100 / 20

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