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1491 Biloxi St, Hernando, MS 38632 Property Records

DeSoto County property record for 1491 Biloxi St, Hernando, MS 38632 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Year BuiltBuilt 1975
Square Footage2,739 sqft Adjusted Area
Lot Size15,218 sqft (0.349 acres)
OccupancyOwner Occupied
Tax Bill$2,046.00 (2025)

Owner

Source: DeSoto County records · APN 3-07-3-07-02-0-00117-00

Assessment roll updated September 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1491 BILOXI ST, HERNANDO, MS 38632-1225
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
USAA FSB
Mar 17, 2014Deed of Trust, Mortgage · Conventional Mortgage
USAA FSB
Oct 22, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
Oct 22, 2025Correction Deed
UNKNOWN, GUARDIAN TITLE LLC
Oct 22, 2025Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP
Feb 17, 2023Warranty Deed, Transfer · Conventional Mortgage
GUARANTY BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 22, 2025
Deed SaleOct 22, 2025
Prior SaleFeb 17, 2023
Deed Doc Number0102520193
Deed Book / Page1025 / 20193
Record RefreshedJun 08, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1491 BILOXI ST, HERNANDO, MS 38632-1225
Transaction TypeMortgage
Record UpdatedFeb 04, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004695/074
DateMar 20, 2019
Book Page4695/074
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78288
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

March 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1491 BILOXI ST, HERNANDO, MS 38632-1225
Transaction TypeMortgage
Record UpdatedFeb 04, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number003789/528
DateMar 17, 2014
Book Page3789/528
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78288
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2044

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1491 BILOXI ST, HERNANDO, MS 38632-1225
Transaction TypeMortgage
Record UpdatedOct 31, 2025
Title CompanyREALITY TITLE, REALTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7014 HEMINGWAY COVE, HERNANDO, MS 38632

Mortgage

Document Number5662/109458
DateOct 22, 2025
Book Page5662/109458
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

October 2025: Correction Deed

Document TypeCorrection Deed
JurisdictionDESOTO MS
Recording DateOct 22, 2025
Property Address1491 BILOXI ST, HERNANDO, MS 38632-1225
Document Number1025/20191
Book / Page1025 / 20191
Map ReferenceMB 6 PG 9
Instrument DateOct 15, 2025
Record UpdatedFeb 04, 2026
Title CompanyUNKNOWN, GUARDIAN TITLE LLC

Transferred From (Grantor/Seller)

NameVerified Name
Address66 SUTTON PL, AVONDALE ESTATES, GA 30002-1564

Transferred To (Grantee/Buyer)

NameVerified Name
Address1491 BILOXI ST, HERNANDO, MS 38632-1225

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateOct 22, 2025
Property Address1491 BILOXI ST, HERNANDO, MS 38632-1225
Document Number1025/20193
Book / Page1025 / 20193
Map ReferenceMB 6 PG 9
Instrument DateOct 08, 2025
Transaction TypeTransfer
Record UpdatedFeb 04, 2026
Title CompanyTRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1222 TAYLOR ST, CORINTH, MS 38834-3463

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address1491 BILOXI ST, HERNANDO, MS 38632-1225

Mortgage

Document Number5662109458
DateOct 22, 2025
Instrument5662/109458
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateFeb 17, 2023
Property Address1491 BILOXI ST, HERNANDO, MS 38632-1225
Document Number01023/2241
Book / Page1023 / 2241
Map ReferenceMB 6 PG 9
Instrument DateFeb 13, 2023
Transaction TypeTransfer
Record UpdatedFeb 04, 2026

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address66 SUTTON PL, AVONDALE ESTATES, GA 30002-1564

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address1491 BILOXI ST, HERNANDO, MS 38632-1225

Mortgage

Document Number0056609177
DateFeb 17, 2023
Instrument5660/9177
Lender
NameGUARANTY BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,046.00 (+172.07%)$20,138 (+55.85%) Land $1,500 Building $18,638$201,382 (+55.86%) Land $15,000 Building $186,382
2023$752.00$12,921$129,205 Land $15,000 Building $114,205

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN3-07-3-07-02-0-00117-00

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Building Area2,739 sqft Adjusted Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1975
Exterior MaterialWood Siding Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area15,218 sqft (0.349 acres)
Depth X Width150 ft x 103 ft Depth x Width

Location & Zoning

Street Address1491 BILOXI ST
CityHERNANDO
StateMS
Zip38632-1225
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHERNANDO ESTATES LOT 117
Legal Range07
Legal Township03
Legal Section07
Legal SubdivisionHERNANDO ESTATES
Legal Lot Number117
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup2
Census Block2000
Census Tract71121

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