Delta County property record for 1491 A St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,184 sqft · built 1914 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $187,500 (Jun 2017) |
| Tax Bill | $1,300 (2025) |
| Deeds & Mortgages | Mar 2022 Reverse Mortgage Sep 2018 Reverse Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | R012549 |
| Primary APN | R012549 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 1,184 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 31,363 sqft (0.72 acres) |
| Total Buildings | 3 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Account Number | R012549 |
|---|---|
| Street Address | 1491 A ST |
| City | DELTA |
| State | CO |
| Zip | 81416-8797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1491 A ST DELTA 81416 S: 19 T: 15S R: 95W TOTAL AC .72+- SEC 19 T15S R95W 6PM PT SW4SW4 OR LT 4 SEC 19 BEG 375 N OF SE COR SD LT 4, W330 N95 E330 S95 TO BEG BK 371 PG 65 BK 403 PG 235 BK 750 PGS 127 & 128 BK 18 PGS 89, 90 & 91 ANNEX R672327-AS R67232 |
| Legal Subdivision | SW1/4 SW/14 OF |
| Legal Lot Number | 4 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 964900 |
Source: Delta County records, as of May 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1491 A ST, DELTA, CO 81416-8797 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2022 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Sep 25, 2018 | Deed of Trust, Mortgage · Reverse Mortgage BANK OF ENGLAND |
| Jun 30, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2017 · Amount on Record |
| Deed Sale | Jun 30, 2017 · Amount on Record |
| Prior Sale | Mar 17, 2014 · Amount on Record |
| Deed Document Number | 2017696360 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 1491 A ST, DELTA, CO 81416-8797 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1491 A ST, DELTA, CO 81416-8797 |
| Document Number | 0000737279 |
|---|---|
| Date | Mar 3, 2022 |
| Instrument | 737279 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.89% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 1491 A ST, DELTA, CO 81416-8797 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000706176 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 706176 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | FARMINGTON, MI 48334 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.13% |
| Type Change Date | Oct 1, 2019 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jun 30, 2017 |
| Property Address | 1491 A ST, DELTA, CO 81416-8797 |
| Document Number | 0000696360 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 696360 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $18.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1491 A ST, DELTA, CO 81416-8797 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,300.00 (+8.88%) | $19,104 (+5.87%) Land $4,313 Building $14,791 | $305,661 (+13.49%) Land $69,000 Building $236,661 |
| 2024 | $1,194.00 (+4.01%) | $18,045 (-) Land $2,782 Building $15,263 | $269,322 (-) Land $41,521 Building $227,801 |
| 2023 | $1,148.00 (+6.79%) | $18,045 (+8.28%) Land $2,782 Building $15,263 | $269,322 (+12.32%) Land $41,521 Building $227,801 |
| 2022 | $1,075.00 | $16,665 Land $2,780 Building $13,885 | $239,783 Land $40,000 Building $199,783 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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