1491 76th St, Luzerne, IA 52257 Property Records

Benton County property record for 1491 76th St, Luzerne, IA 52257

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,430 sqft · built 1890
Lot Size	2.18 acres (94,960 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Nov 2014)
Tax Bill	$4,010 (2024)
Deeds & Mortgages	Oct 2019 Refinance May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`66026300`

Property Details

APN / Parcel Number

Primary APN	`66026300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,430 sqft Living Area
1st Floor Area	504 sqft
Basement Area	990 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	94,960 sqft (2.18 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	70 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Geothermal
Sewer	Septic

Location & Zoning

Street Address	1491 76TH ST
City	LUZERNE
State	IA
Zip	52257-9628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL A SE SE 11 82 12
Jurisdiction	BENTON IA
Township / Civil Division	IOWA
Census Block Group	2
Census Block	2026
Census Tract	960600

Owner

Source: Benton County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1491 76TH ST, LUZERNE, IA 52257-9628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GREENSTATE CREDIT UNION
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREEN STATE CU
May 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2014 · Amount on Record
Deed Sale	Nov 5, 2014 · Amount on Record
Deed Document Number	0000143257
Deed Book / Page	14 / 3257
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	1491 76TH ST, LUZERNE, IA 52257-9628
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000192510
Date	Oct 7, 2019
Instrument	19-2510

Lender

Name	GREENSTATE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2029

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	1491 76TH ST, LUZERNE, IA 52257-9628
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000202143
Date	May 19, 2020
Instrument	20-2143

Lender

Name	GREEN STATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 15, 2035

Interest

Rate Type	Fixed Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	1491 76TH ST, LUZERNE, IA 52257-9628
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000222346
Date	May 20, 2022
Instrument	22-2346

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Benton County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Unified School District	Belle Plaine Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$441,200 (+44.85%) Land $48,900 Building $392,300	$441,200 (+44.85%) Land $48,900 Building $392,300
2024	$4,010.00 (+9.03%)
2023		$304,600 (+24.17%) Land $37,000 Building $267,600	$304,600 (+24.17%) Land $37,000 Building $267,600
2022	$3,678.00 Homeowner's exemption	$245,300 Land $29,600 Building $215,700
2021			$245,300 Land $29,600 Building $215,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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