1491 75th St, Luzerne, IA 52257 Property Records

Benton County property record for 1491 75th St, Luzerne, IA 52257 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,724 sqft · built 1876
Lot Size	2.74 acres (119,354 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Dec 2021)
Tax Bill	$1,868 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`67000280`

Property Details

APN / Parcel Number

Primary APN	`67000280`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,724 sqft Living Area
1st Floor Area	724 sqft
Basement Area	1,000 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1876
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	119,354 sqft (2.74 acres)
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	176 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1491 75TH ST
City	LUZERNE
State	IA
Zip	52257-9631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL A SE 1/4 SE 1/4 02-82-12
Jurisdiction	BENTON IA
Township / Civil Division	IOWA
Census Block Group	2
Census Block	2018
Census Tract	960600

Owner

Source: Benton County records · APN 67000280

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1491 75TH ST, LUZERNE, IA 52257-9631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage VERIDIAN CU
Dec 10, 2021	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 10, 2021 · Amount on Record
Deed Sale	Dec 10, 2021 · Amount on Record
Deed Document Number	21-6342
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	1491 75TH ST, LUZERNE, IA 52257-9631
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000216344
Date	Dec 10, 2021
Instrument	21-6344

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	96 Months
Due	Jan 01, 2029

Interest

Rate Type	Fixed Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Dec 10, 2021
Property Address	1491 75TH ST, LUZERNE, IA 52257-9631
Document Number	0000216342
Map Reference	BK 21 PG 5629
Instrument Date	Dec 01, 2021
Instrument	21-6342
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$311.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1491 75TH ST, LUZERNE, IA 52257-9631

Mortgage

Document Number	0000216343
Date	Dec 10, 2021
Instrument	21-6343

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 01, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.13%
Index	1-Year CMT

Mortgage

Document Number	0000216344
Date	Dec 10, 2021
Instrument	21-6344

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	96 Months
Due	Jan 01, 2029

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Unified School District	Belle Plaine Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$170,500 (+16.14%) Land $53,100 Building $117,400	$170,500 (+16.14%) Land $53,100 Building $117,400
2024	$1,868.00 (+10.93%)
2023		$146,800 (+25.79%) Land $41,200 Building $105,600	$146,800 (+25.79%) Land $41,200 Building $105,600
2022	$1,684.00 Homeowner's exemption Additional exemption filed	$116,700 Land $32,900 Building $83,800
2021			$116,700 Land $32,900 Building $83,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (19011C), updated September 22, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 3% of the US · above 24% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
T-Mobile USA	Fixed Wireless	25 / 3

May also be available at this address: AMG Technology Investment Group, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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