14909 Gates Mill Rd, Midlothian, VA 23112 Property Records

Chesterfield County property record for 14909 Gates Mill Rd, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,547 sqft · built 1988
Lot Size	0.339 acres (14,767 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Jul 2026)
Tax Bill	$4,479 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`718-67-66-96-300-000`

Property Details

APN / Parcel Number

Primary APN	`718-67-66-96-300-000`
Alternative APNs	`060120600000049` `414441001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,547 sqft Finished Area
1st Floor Area	168 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,767 sqft (0.339 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	168 sqft
Patio Area	168 sqft
Balcony Area	38 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	414441001
Street Address	14909 GATES MILL RD
City	MIDLOTHIAN
State	VA
Zip	23112-2311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	GATES MILL L 49
Legal Subdivision	GATES MILL
Legal Lot Number	49
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	2
Census Block	2005
Census Tract	101008

Owner

Source: Chesterfield County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14909 GATES MILL RD, MIDLOTHIAN, VA 23112-2311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2026 · Amount on Record
Deed Sale	Jul 10, 2026 · Amount on Record
Prior Sale	Aug 11, 2006 · Amount on Record
Deed Document Number	202625408
Deed Book / Page	15311 / 298
Record Updated	Sep 20, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jul 10, 2026
Property Address	14909 GATES MILL RD, MIDLOTHIAN, VA 23112-2311
Document Number	0000025408
Book / Page	15311 / 298
Instrument Date	Jul 7, 2026
Instrument	202625408
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	FIRST TITLE COMPANY, FIRST TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55,550.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14909 GATES MILL RD, MIDLOTHIAN, VA 23112-2311

Mortgage

Document Number	0000025409,
Date	Jul 10, 2026
Instrument	202625409

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,479.00 (+11.22%)	$500,500 (-) Land $78,000 Building $422,500	$500,500 (-) Land $78,000 Building $422,500
2025		$500,500 (+13.8%) Land $78,000 Building $422,500	$500,500 (+13.8%) Land $78,000 Building $422,500
2023	$4,027.00	$439,800 Land $76,000 Building $363,800	$439,800 Land $76,000 Building $363,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20