14909 Four Corners Trl, Ramona, CA 92065 Property Records

San Diego County property record for 14909 Four Corners Trl, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,751 sqft · built 2006
Lot Size	10 acres (435,600 sqft)
Owner	Company Name on File
Last Sale	$800,000 (Sep 2018)
Tax Bill	$9,130 (2025)
Deeds & Mortgages	May 2021 Line of Credit Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`331-090-25-00`

Property Details

APN / Parcel Number

Primary APN	`331-090-25-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,751 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	435,600 sqft
Parking Spaces	7 Parking Spaces

Location & Zoning

Street Address	14909 FOUR CORNERS TRL
City	RAMONA
State	CA
Zip	92065-5116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S92
Legal Description	SEC 9-14-2E NWQ NEQ OF SWQ OF
Legal Range	02E
Legal Township	14
Legal Section	09
Legal Subdivision	S9T14SRE
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2011
Census Tract	20811

Owner

14909 Four Corners Trl is owned by a company that acquired it in December 2019 and is owner-occupied.

Source: San Diego County records, as of October 8, 2026

Owner of Record	Company Name on File
Mailing Address	14909 FOUR CORNERS TRL, RAMONA, CA 92065-5116
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF SOUTHERN CALIFORNIA NA
Dec 2, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 10, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2018 · Amount on File
Deed Sale	Sep 10, 2018 · Amount on File
Prior Sale	Dec 5, 1997 · Amount on File
Deed Document Number	2018374288
Last Transfer Date	Dec 4, 2019
Transfer Doc	0000770485
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14909 FOUR CORNERS TRL, RAMONA, CA 92065-5116
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14909 FOUR CORNERS TRL, RAMONA, CA 92065-5116

Mortgage

Document Number	0000366904
Date	May 13, 2021
Instrument	2021-0366904

Lender

Name	BANK OF SOUTHERN CALIFORNIA NA
Type	Bank
Address	SAN DIEGO, CA 92130

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 2, 2020
Property Address	14909 FOUR CORNERS TRL, RAMONA, CA 92065-5116
Document Number	0000770485
Instrument Date	Dec 4, 2019
Instrument	770485
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	14909 FOUR CORNERS TRL RAMONA CA 920655116, RAMONA, CA 92065-5116

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 10, 2018
Property Address	14909 FOUR CORNERS TRL, RAMONA, CA 92065-5116
Document Number	0000374288
Instrument Date	Aug 16, 2018
Instrument	374288
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$880.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4685 KENNEDY CREEK RD AUBURNTOWN TN 370169624, AUBURNTOWN, TN 37016-9624

Tax Assessment & Valuation

The 2025 property tax bill for 14909 Four Corners Trl was $9,130 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,064,199 (+2%) Land $190,303 Building $873,896
2025	$9,130.00	$1,043,333 Land $186,572 Building $856,761
2023	$10,550.00 (+1.5%)	$1,002,821 Land $179,328 Building $823,493
2022	$10,394.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14909 Four Corners Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14909 Four Corners Trl is extreme, ranking above 98.6% of the US, with a 4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.6% of the US · above 91% of California
Wildfire Likelihood	4% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Four Corners Trl

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