14909 Castlebridge Ln, Matthews, NC 28104 Property Records

Union County property record for 14909 Castlebridge Ln, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	2.5 ba · 2,284 sqft · built 2001
Lot Size	0.547 acres (23,827 sqft)
Owner	Individual Name on File
Last Sale	$980 (Feb 2022)
Tax Bill	$2,422 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-099-145`

Property Details

APN / Parcel Number

Primary APN	`07-099-145`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,284 sqft Living Area
Gross Area	2,822 sqft
1st Floor Area	1,045 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,827 sqft (0.547 acres)
Garage Type	Attached
Garage Area	538 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	29 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14909 CASTLEBRIDGE LN
City	MATTHEWS
State	NC
Zip	28104-1177
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 UNION
Legal Description	#47 MADISON RIDGE OPCF349
Legal Subdivision	MADISON RIDGE
Legal Lot Number	47
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1018
Census Tract	20319

Owner

14909 Castlebridge Ln, a rural home, is owned and occupied by an individual who bought it in February 2022.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	14909 CASTLEBRIDGE LN, MATTHEWS, NC 28104-1177
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2022 · Amount on File
Deed Sale	Feb 3, 2022 · Amount on File
Prior Sale	Apr 12, 2001 · Amount on File
Deed Document Number	20224340
Deed Book / Page	8390 / 632
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 3, 2022
Property Address	14909 CASTLEBRIDGE LN, MATTHEWS, NC 28104-1177
Document Number	0008390632
Book / Page	8390 / 632
Map Reference	CAB F FILE 349
Instrument Date	Feb 2, 2022
Instrument	4340
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6116 WHEELER DR, 6116, CHARLOTTE, NC 28211-4313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14909 CASTLEBRIDGE LN, MATTHEWS, NC 28104-1177

Mortgage

Document Number	0000004341
Date	Feb 3, 2022
Instrument	4341

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	14909 CASTLEBRIDGE LN, MATTHEWS, NC 28104-1177
Document Number	7864600
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14909 CASTLEBRIDGE LN MATTHEWS NC 281041177, MATTHEWS, NC 28104-1177

Mortgage

Document Number	7864600
Date	Oct 29, 2020
Book Page	007864/000600
Instrument	44097

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 28, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 14909 Castlebridge Ln was $2,422.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$504,300 (-) Land $98,100 Building $406,200	$504,300 (-) Land $98,100 Building $406,200
2025	$2,422.00	$504,300 Land $98,100 Building $406,200	$504,300 Land $98,100 Building $406,200
2023	$2,037.00	$320,500 Land $58,300 Building $262,200	$320,500 Land $58,300 Building $262,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14909 Castlebridge Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14909 Castlebridge Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Windstream.

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