14908 Edgewater Cir, Naples, FL 34114 Property Records

Collier County property record for 14908 Edgewater Cir, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	1,515 sqft · built 2018
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Jan 2024)
Tax Bill	$6,512 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Nov 2023 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`234865 1496B01`

Property Details

APN / Parcel Number

Primary APN	`234865 1496B01`
Alternative APN	`27746003807`

Interior

Stories	1 Story
Building Area	1,515 sqft Living Area
1st Floor Area	1,515 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Masonry / Concrete Block
Lot Area	4,792 sqft (0.11 acres)
Deck Area	448 sqft

Location & Zoning

Street Address	14908 EDGEWATER CIR
City	NAPLES
State	FL
Zip	34114-8967
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORAL HARBOR PHASE II LOT 149
Legal Range	26
Legal Township	51
Legal Section	1
Legal Subdivision	CORAL HARBOR PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	149
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	1
Census Block	1020
Census Tract	11108

Owner

14908 Edgewater Cir is owned and occupied by two individuals who acquired it in May 2025.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7661 MULBERRY LN, NAPLES, FL 34114-9440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Nov 30, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 1, 2021	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 22, 2018	Warranty Deed, Subdivision Related Transfer DHI TITLE/FL INC
Aug 9, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2024 · Amount on File
Deed Sale	Jan 19, 2024 · Amount on File
Prior Sale	Feb 1, 2021 · Amount on File
Deed Document Number	20246498932
Deed Book / Page	6322 / 3430
Last Transfer Date	May 8, 2025
Transfer Doc	0006681240
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 19, 2024
Property Address	14908 EDGEWATER CIR, NAPLES, FL 34114-8967
Document Number	0063223430
Book / Page	6322 / 3430
Map Reference	MB 62 PG 1
Instrument Date	Jan 12, 2024
Instrument	6498932
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14603 RESERVE PARK PL, LOUISVILLE, KY 40299-2014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14908 EDGEWATER CIR, NAPLES, FL 34114-8967

Mortgage

Document Number	0063223432
Date	Jan 19, 2024
Instrument	6322/3432

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	14908 EDGEWATER CIR, NAPLES, FL 34114-8967
Transaction Type	Mortgage
Record Updated	Dec 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14908 EDGEWATER CIR, NAPLES, FL 34114-8967

Mortgage

Document Number	0063092599
Date	Nov 30, 2023
Book Page	6309/2599
Instrument	6481927

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Dec 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 1, 2021
Property Address	14908 EDGEWATER CIR, NAPLES, FL 34114-8967
Document Number	0058840796
Book / Page	5884 / 796
Map Reference	MB 62 PG 1-4
Instrument Date	Jan 26, 2021
Instrument	5993240
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$2,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14528 STERN WAY, 14528, NAPLES, FL 34114-8981

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14908 EDGEWATER CIR, NAPLES, FL 34114-8967

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 22, 2018
Property Address	14908 EDGEWATER CIR, NAPLES, FL 34114-8967
Document Number	0054892186
Book / Page	005489 / 002186
Instrument Date	Mar 20, 2018
Instrument	5527992
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 20, 2018
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount on Record
Tax	$2,159.68
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14908 EDGEWATER CIR NAPLES FL 34114, NAPLES, FL 34114

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 9, 2017
Property Address	14908 EDGEWATER CIR, NAPLES, FL 34114-8967
Document Number	0054233588
Book / Page	005423 / 003588
Instrument Date	Aug 2, 2017
Instrument	5439069
Transaction Type	Transfer
Record Updated	Sep 2, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$4,529.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10541 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666461, FORT MYERS, FL 33966-6461

Tax Assessment & Valuation

The 2025 property tax bill for 14908 Edgewater Cir was $6,512 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,804 (-17.97%) Land $167,706 Building $242,098	$409,804 (-17.97%) Land $167,706 Building $242,098
2025	$6,512.00 Homeowner's exemption	$499,548 Land $263,538 Building $236,010	$499,548 Land $263,538 Building $236,010
2023	$6,993.00 (+37.23%)	$537,973 (+40.19%) Land $239,580 Building $298,393	$537,973 (+40.19%) Land $239,580 Building $298,393
2022	$5,096.00 Homeowner's exemption	$383,741 Land $133,326 Building $250,415	$383,741 Land $133,326 Building $250,415

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14908 Edgewater Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 521 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	601 units insured incl. 80 condo units
Nearby Flood Claims	15 (2017–2024)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14908 Edgewater Cir is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	1,200 / 35

May also be available: CenturyLink.

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