14906 Copper Tree Way, Carmel, IN 46033 Property Records

Hamilton County property record for 14906 Copper Tree Way, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,672 sqft · built 1998
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,751 (Nov 2020)
Tax Bill	$3,398 (2024)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-18-004-056.000-015`

Property Details

APN / Parcel Number

Primary APN	`29-10-18-004-056.000-015`
Alternative APN	`0910180004056000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,672 sqft Living Area
Gross Area	2,080 sqft
1st Floor Area	1,672 sqft
2nd Floor Area	715 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	104 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	14906 COPPER TREE WAY
City	CARMEL
State	IN
Zip	46033-8972
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .19, SECTION 18, TOWNSHIP 18, RANGE 4, SILVER THORNE, SECTION 2, LOT 84, IRREGULAR SHAPE
Legal Range	04
Legal Township	18
Legal Section	18
Legal Subdivision	SILVER THORNE SECTION 2
Legal Block	2
Legal Lot Number	84
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	1
Census Block	1041
Census Tract	110405

Owner

Source: Hamilton County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14906 COPPER TREE WAY, CARMEL, IN 46033-8972
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FEDERAL CREDIT UNION
Jun 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 4, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Prior Sale	May 17, 2006 · Amount on Record
Deed Document Number	202080171
Prior Transfer Date	Nov 3, 2020
Prior Transfer Doc	0000080171
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Recording Date	Aug 4, 2026
Property Address	14906 COPPER TREE WAY, CARMEL, IN 46033-8972
Document Number	0000035133
Instrument Date	Jul 30, 2026
Instrument	202635133
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14906 COPPER TREE WAY, CARMEL, IN 46033-8972

Mortgage

Document Number	0000035133,
Date	Aug 4, 2026
Instrument	202635133

Lender

Name	ELEMENTS FINANCIAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 15, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	14906 COPPER TREE WAY, CARMEL, IN 46033-8972
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027210
Date	Jun 20, 2018
Instrument	2018027210

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	14906 COPPER TREE WAY, CARMEL, IN 46033-8972
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049736
Date	Oct 8, 2019
Instrument	2019049736

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Nov 4, 2020
Property Address	14906 COPPER TREE WAY, CARMEL, IN 46033-8972
Document Number	2020080171
Map Reference	CAB 2 SL 19
Instrument Date	Oct 28, 2020
Instrument	2020080171
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14906 COPPER TREE WAY, CARMEL, IN 46033-8972

Mortgage

Document Number	2020080172
Date	Nov 4, 2020
Instrument	2020080172

Lender

Name	UNITED SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$311,300 (+3.59%) Land $70,000 Building $241,300	$311,300 (+3.59%) Land $70,000 Building $241,300
2024	$3,398.00 (-0.88%)	$300,500 (-0.96%) Land $56,900 Building $243,600	$300,500 (-0.96%) Land $56,900 Building $243,600
2023	$3,428.00 (+12.47%) Homeowner's exemption	$303,400 (+15.23%) Land $56,900 Building $246,500	$303,400 (+15.23%) Land $56,900 Building $246,500
2022	$3,048.00 Homeowner's exemption	$263,300 Land $56,900 Building $206,400	$263,300 Land $56,900 Building $206,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: On-Ramp Indiana, Spectrum.

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