14905 S 46th St, Roca, NE 68430 Property Records

Lancaster County property record for 14905 S 46th St, Roca, NE 68430

Property Summary

Property Type	Rural Home
Details	4 bd · 4 ba · 1,978 sqft · built 1985
Lot Size	5.09 acres (222,156 sqft)
Owner	2 Owner Names on Record
Last Sale	$265,000 (May 2010)
Tax Bill	$7,590 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-17-100-005-000`

Property Details

APN / Parcel Number

Primary APN	`15-17-100-005-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	1,978 sqft Living Area
1st Floor Area	878 sqft
2nd Floor Area	1,092 sqft
Upper Floors Area	1,100 sqft
Basement Area	1,378 sqft
Finished Basement	1,250 sqft

Exterior

Year Built	Built 1985
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	222,156 sqft (5.09 acres)
Garage Type	Built-in
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Deck Area	184 sqft
Patio Area	372 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	14905 S 46TH ST
City	ROCA
State	NE
Zip	68430-9631
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	S17, T8, R7, 6TH PRINCIPAL MERIDIAN, LOT 93 NW
Legal Range	07
Legal Township	08
Legal Section	17
Legal Subdivision	SALTILLO PRECINCT
Legal Lot Number	93
Jurisdiction	LANCASTER NE
Township / Civil Division	SALTILLO
Census Block Group	2
Census Block	2006
Census Tract	10401

Owner

Source: Lancaster County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	14905 S 46TH ST, ROCA, NE 68430-9631
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2018	Deed of Trust, Mortgage · FHA Mortgage MORIA DEVELOPMENT INC
Jan 5, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Feb 12, 2020	Deed of Trust, Mortgage ACCESS BK
Apr 24, 2017	Deed of Trust, Mortgage · FHA Mortgage MORIA DEVELOPMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2010 · Amount on Record
Deed Sale	May 25, 2010 · Amount on Record
Prior Sale	Oct 15, 2003 · Amount on Record
Deed Document Number	2010021348
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	14905 S 46TH ST, ROCA, NE 68430-9631
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038693
Date	Sep 28, 2018
Instrument	2018038693

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	14905 S 46TH ST, ROCA, NE 68430-9631
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000352
Date	Jan 5, 2021
Instrument	2021000352

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	14905 S 46TH ST, ROCA, NE 68430-9631
Document Number	0000006837
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	10201 W BLUFF RD MALCOLM NE 684029623, MALCOLM, NE 68402-9623

Mortgage

Document Number	0000006837
Date	Feb 18, 2020
Instrument	6837

Lender

Name	ACCESS BK
Type	Bank
Address	8712 W DODGE RD, OMAHA, NE 68114-3459

Agreement

Amount	Amount Recorded

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	14905 S 46TH ST, ROCA, NE 68430-9631
Document Number	0000017499
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017
Title Company	DC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14905 S 46TH ST ROCA NE 684309631, ROCA, NE 68430-9631

Mortgage

Document Number	0000017499
Date	May 2, 2017
Instrument	17499

Lender

Name	MORIA DEVELOPMENT
Type	Construction/Development Company
Address	CHANDLER, AZ 85226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Lancaster County
Unified School District	Norris School District 160 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,590.00 (+17.73%)	$604,200 (+19.62%) Land $134,600 Building $469,600	$604,200 (+19.62%) Land $134,600 Building $469,600
2023	$6,447.00	$505,100 Land $134,600 Building $370,500	$505,100 Land $134,600 Building $370,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 68% of Nebraska
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Verizon Fixed Wireless	300 / 20
Big Red Communications Fixed Wireless	200 / 100
Windstream DSL	100 / 20

May also be available: GigFire, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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