14905 E 89th St N, Owasso, OK 74055 Property Records

Rogers County property record for 14905 E 89th St N, Owasso, OK 74055 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,098 sqft · built 2002
Lot Size	0.169 acres (7,362 sqft)
Owner	Individual Name on File
Last Sale	$208,500 (Nov 2024)
Tax Bill	$2,247 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Nov 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22211404770`

Property Details

APN / Parcel Number

Primary APN	`22211404770`
Alternative APNs	`000000-00-0-21628-003-0012` `0075031` `75031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,098 sqft Living Area
1st Floor Area	1,098 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2022
Architectural Style	Other
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,362 sqft (0.169 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	75031
Old Parcel Number	22211404770
Street Address	14905 E 89TH ST N
City	OWASSO
State	OK
Zip	74055-4872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLOCK 3 PRESTON LAKES
Legal Range	14E
Legal Township	21N
Legal Section	22
Legal Quarter	SW
Legal Subdivision	PRESTON LAKES
Legal Block	3
Legal Lot Number	12
Jurisdiction	ROGERS OK
Township / Civil Division	CATOOSA
Census Block Group	3
Census Block	3018
Census Tract	50404

Owner

Source: Rogers County records · APN 22211404770

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	17111 E 80TH ST N, OWASSO, OK 74055-5832
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 02, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC
Nov 09, 2021	Deed of Trust, Mortgage · Line of Credit ENERGY ONE FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 04, 2024 · Amount on Record
Deed Sale	Nov 04, 2024 · Amount on Record
Prior Sale	Aug 02, 2022 · Amount on Record
Deed Document Number	2024-014892
Record Updated	Jun 08, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROGERS OK
Recording Date	Aug 02, 2022
Property Address	14905 E 89TH ST N, OWASSO, OK 74055-4872
Document Number	0000013101
Instrument Date	Jul 19, 2022
Instrument	2022-013101
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	TITAN TITLE & CLOSING LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$280.50
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14905 E 89TH ST N, OWASSO, OK 74055-4872

Mortgage

Document Number	0000013102
Date	Aug 02, 2022
Instrument	2022-013102

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	FLOWER MOUND, TX 75028

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	14905 E 89TH ST N, OWASSO, OK 74055-4872
Transaction Type	Mortgage
Record Updated	Nov 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021021022
Date	Nov 09, 2021
Instrument	2021-021022

Lender

Name	ENERGY ONE FCU
Type	Credit Union
Address	TULSA, OK 74136

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Rogers County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Rogers County
Municipality	Owasso City
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,247.00 (+13.71%)	$22,935 (+11.5%) Land $8,889 Building $14,046	$208,500 (+11.5%) Land $80,813 Building $127,687
2024	$1,976.00 (+2.49%)	$20,570 (-) Land $5,089 Building $15,481	$187,000 (-) Land $46,263 Building $140,737
2023	$1,928.00	$20,570 Land $4,070 Building $16,500	$187,000 Land $37,000 Building $150,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rogers County (40131C), updated February 15, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 401310504043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 281 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
The Junction Internet	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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