14904 River Arches, Brainerd, MN 56401 Property Records

Crow Wing County property record for 14904 River Arches, Brainerd, MN 56401

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,170 sqft · built 1984
Lot Size2.27 acres (98,881 sqft)
OwnerTrust Name on File
Tax Bill$1,616 (2026)
Flood ZoneZone AE (high risk)
APN99139000010Z009

Property Details

APN / Parcel Number

Primary APN99139000010Z009
Alternative APNs
  • 99040520
  • 136496

Interior

Bedrooms3 Beds
Stories1 Story
Building Area1,170 sqft Living Area
1st Floor Area780 sqft
Basement Area585 sqft
Finished Basement585 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1995
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area98,881 sqft (2.27 acres)
View / LotWaterfront / Beach
Garage Area720 sqft
DrivewayDriveway

Exterior Amenities

PorchPatio
Porch Area240 sqft
Deck Area130 sqft
Lean-To360 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Heating SystemOil

Location & Zoning

Account Number136496
Street Address14904 RIVER ARCHES
CityBRAINERD
StateMN
Zip56401-5206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 10 & 11 & THE ADJACENT VACATED PORTION OF KARR DRIVE WHICH LIES BETWEEN THE N'LY EXTENSION OF THE E. LINE OF LOT 10 OF S
Legal Range28W
Legal Township133
Legal Section04
Legal SubdivisionRIVER HEIGHTS
Legal Lot Number10,11
JurisdictionCROW WING MN
Township / Civil DivisionFIRST ASSESSMENT
Census Block Group1
Census Block1076
Census Tract951200

Owner

14904 River Arches is owner-occupied and held in a trust.

Source: Crow Wing County records, as of August 21, 2026

Owner of RecordTrust Name on File
Mailing Address14904 RIVER ARCHES, BRAINERD, MN 56401-5206
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 14904 River Arches was $1,616 with a homeowner's exemption.

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCrow Wing County
Unified School DistrictBrainerd Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,616.00 Homeowner's exemption$313,400 (+6.45%) Land $119,800 Building $193,600$313,400 (+6.45%) Land $119,800 Building $193,600
2025$294,400 Land $100,300 Building $194,100$294,400 Land $100,300 Building $194,100
2023$1,618.00 Homeowner's exemption$283,300 Land $82,000 Building $201,300$283,300 Land $82,000 Building $201,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14904 River Arches in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Claims1 (2001)
Most Recent ClaimApr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14904 River Arches is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBrainerd
serves 14,670 people · EPA ID MN1180002
Water SourceGroundwater
Last State InspectionOct 2025
Lead2 ppb (2025)
action level 15 ppb
Copper1.63 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: CTC, Verizon.

Nearby Properties on River Arches

Nearby Streets

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