14904 Oak Rd, Carmel, IN 46033 Property Records

Hamilton County property record for 14904 Oak Rd, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,758 sqft · built 2000
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$343,672 (Jun 2026)
Tax Bill	$3,190 (2024)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-18-004-106.000-015`

Property Details

APN / Parcel Number

Primary APN	`29-10-18-004-106.000-015`
Alternative APN	`0910180004106000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,758 sqft Living Area
Gross Area	2,158 sqft
1st Floor Area	1,758 sqft
2nd Floor Area	990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	104 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	14904 OAK RD
City	CARMEL
State	IN
Zip	46033-8982
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .12, SECTION 18, TOWNSHIP 18, RANGE 4, SILVER THORNE, SECTION 2, LOT 156, IRREGULAR SHAPE
Legal Range	04
Legal Township	18
Legal Section	18
Legal Subdivision	SILVER THORNE SECTION 2
Legal Lot Number	156
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	1
Census Block	1030
Census Tract	110405

Owner

14904 Oak Rd is owned and occupied by an individual who bought it in June 2026.

Source: Hamilton County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1155 S RANGELINE RD, 410, CARMEL, IN 46032-3775
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NBRHD MORTGAGE ACCPTNC
Sep 22, 2020	Warranty Deed, Transfer · FHA Mortgage MJW FINANCIAL LLC
Oct 17, 2019	Warranty Deed, Transfer · VA Mortgage AMERICAN INTERNET MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on File
Deed Sale	Jun 2, 2026 · Amount on File
Prior Sale	Sep 22, 2020 · Amount on File
Deed Document Number	202624614
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 2, 2026
Property Address	14904 OAK RD, CARMEL, IN 46033-8982
Document Number	0000024614
Instrument Date	May 29, 2026
Instrument	202624614
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	QUALITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024615,
Date	Jun 2, 2026
Instrument	202624615

Lender

Name	AMERICAN NBRHD MORTGAGE ACCPTNC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 22, 2020
Property Address	14904 OAK RD, CARMEL, IN 46033-8982
Document Number	2020066097
Instrument Date	Sep 18, 2020
Instrument	2020066097
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14904 OAK RD, FISHERS, IN 46038

Mortgage

Document Number	2020066098
Date	Sep 22, 2020
Instrument	2020066098

Lender

Name	MJW FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 17, 2019
Property Address	14904 OAK RD, CARMEL, IN 46033-8982
Document Number	2019051554
Map Reference	CAB2SL19DOC9736824
Instrument Date	Oct 11, 2019
Instrument	2019051554
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	MTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14904 OAK RD, CARMEL, IN 46033-8982

Mortgage

Document Number	2019051555
Date	Oct 17, 2019
Instrument	2019051555

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$306,200 (+8.47%) Land $70,000 Building $236,200	$306,200 (+8.47%) Land $70,000 Building $236,200
2024	$3,190.00 (+1.4%)	$282,300 (+1.18%) Land $42,900 Building $239,400	$282,300 (+1.18%) Land $42,900 Building $239,400
2023	$3,146.00 (+13.25%) Homeowner's exemption	$279,000 (+16.01%) Land $42,900 Building $236,100	$279,000 (+16.01%) Land $42,900 Building $236,100
2022	$2,778.00 Homeowner's exemption	$240,500 Land $42,900 Building $197,600	$240,500 Land $42,900 Building $197,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14904 Oak Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14904 Oak Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: On-Ramp Indiana, Spectrum.

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