14903 E 11th Ave, Spokane Valley (Veradale), WA 99037 Property Records

Spokane County property record for 14903 E 11th Ave, Spokane Valley, WA 99037

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,247 sqft · built 1991
Lot Size0.269 acres (11,695 sqft)
OwnerIndividual Name on File
Last Sale$530,000 (Mar 2024)
Tax Bill$5,539 (2026)
Deeds & MortgagesJun 2026 Line of Credit
Mar 2024 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN45234.0621

Property Details

APN / Parcel Number

Primary APN45234.0621

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area2,247 sqft Living Area
Gross Area3,255 sqft
1st Floor Area1,199 sqft
Basement Area982 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1999
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,695 sqft (0.269 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
Deck Area280 sqft
Patio Area620 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHeat Pump

Location & Zoning

Street Address14903 E 11TH AVE
CitySPOKANE VALLEY
StateWA
Zip99037-9651
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionVERA TR A OF SP85-355 BEING A PTN OF E130FT OF BLK 162 8605210271
Legal Range44E
Legal Township25N
Legal Section23
Legal SubdivisionSP#85-355
Legal TractA
Legal Block162
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group3
Census Block3002
Census Tract12902

Owner

14903 E 11th Ave is owned and occupied by an individual who bought it in March 2024.

Source: Spokane County records, as of September 16, 2026

Owner of RecordIndividual Name on File
Mailing Address14903 E 11TH AVE, SPOKANE VALLEY, WA 99037-9651
OccupancyOwner Occupied
Owner TypeIndividual
VestingSurviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2026Deed of Trust, Mortgage · Line of Credit
SPOKANE TEACHERS CREDIT UNION
Mar 6, 2024Intrafamily Transfer, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Mar 6, 2024Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 6, 2022Deed of Trust, Mortgage · Line of Credit
NUMERICA CU
Jun 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Apr 5, 2018Deed of Trust, Mortgage · Line of Credit
NUMERICA CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2024 · Amount on File
Deed SaleMar 6, 2024 · Amount on File
Prior SaleJun 17, 2016 · Amount on File
Deed Document Number20247336646
Prior Transfer DateMar 4, 2024
Prior Transfer Doc0007336645
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Recording DateJun 1, 2026
Property Address14903 E 11TH AVE, SPOKANE VALLEY, WA 99037-9651
Document Number0007492561
Instrument DateMay 27, 2026
Instrument20267492561
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address14903 E 11TH AVE, SPOKANE VALLEY, WA 99037-9651

Mortgage

Document Number0007492561,
DateJun 1, 2026
Instrument20267492561
Lender
NameSPOKANE TEACHERS CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSPOKANE WA
Recording DateMar 6, 2024
Property Address14903 E 11TH AVE, SPOKANE VALLEY, WA 99037-9651
Document Number0007336645
Map ReferenceVOL 4 PG 68
Instrument DateMar 5, 2024
Instrument7336645
Transaction TypeTransfer
Record UpdatedMar 13, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14903 E 11TH AVE, SPOKANE VALLEY, WA 99037-9651

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateMar 6, 2024
Property Address14903 E 11TH AVE, SPOKANE VALLEY, WA 99037-9651
Document Number0007336646
Map ReferenceVOL 4 PG 68
Instrument DateFeb 29, 2024
Instrument7336646
Transaction TypeTransfer
Record UpdatedMar 13, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,494.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14903 E 11TH AVE, SPOKANE VALLEY, WA 99037-9651

Mortgage

Document Number0007336647
DateMar 6, 2024
Instrument7336647
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address14903 E 11TH AVE, SPOKANE VALLEY, WA 99037-9651
Transaction TypeMortgage
Record UpdatedJul 13, 2022
Title CompanySPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007221285
DateJul 6, 2022
Instrument7221285
Lender
NameNUMERICA CU
TypeCredit Union
AddressVERADALE, WA 99037
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueAug 25, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address14903 E 11TH AVE, SPOKANE VALLEY, WA 99037-9651
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006927462
DateJun 5, 2020
Instrument6927462
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address14903 E 11TH AVE, SPOKANE VALLEY, WA 99037-9651
Document Number0006697996
Instrument DateApr 5, 2018
Transaction TypeMortgage
Record UpdatedApr 16, 2018
Title CompanySPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address14903 E 11TH AVE SPOKANE VALLEY WA 990379651, SPOKANE VALLEY, WA 99037-9651

Mortgage

Document Number0006697996
DateApr 11, 2018
Instrument6697996
Lender
NameNUMERICA CU
TypeCredit Union
AddressSPOKANE VALLEY, WA 99037
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueApr 10, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 14903 E 11th Ave was $5,539, up 0.3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane Valley City
Unified School DistrictCentral Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,539.00 (+0.27%)$506,200 (-2.92%) Land $120,000 Building $386,200$506,200 (-2.92%) Land $120,000 Building $386,200
2025$5,524.00$521,400 (+11.91%) Land $110,000 Building $411,400$521,400 (+11.91%) Land $110,000 Building $411,400
2024$465,900 (+26.26%) Land $80,000 Building $385,900$465,900 (+26.26%) Land $80,000 Building $385,900
2023$4,438.00 (+3.28%)$369,000 Land $70,000 Building $299,000$369,000 Land $70,000 Building $299,000
2022$4,297.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14903 E 11th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 14903 E 11th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVERA WATER & POWER
serves 24,692 people · EPA ID WA5391450
Water SourceGroundwater
Last State InspectionNov 2021
Lead21 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Wired or Wireless
Fixed Wireless · not low latency
200 / 40
CenturyLink
DSL
140 / 20
Wind Wireless
Fixed Wireless
100 / 20

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