14903 Cayden Cir, Stapleton, AL 36578 Property Records

Baldwin County property record for 14903 Cayden Cir, Stapleton, AL 36578

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,939 sqft · built 2013
Lot Size0.549 acres (23,894 sqft)
OwnerIndividual Name on Record
Last Sale$172,325 (Mar 2014)
Tax Bill$518 (2025)
Deeds & MortgagesOct 2021 Second Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN28-08-33-0-000-001.065

Property Details

APN / Parcel Number

Primary APN28-08-33-0-000-001.065
Alternative APNs
  • 311966
  • 310089

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,939 sqft Heated Area
1st Floor Area1,939 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area23,894 sqft (0.549 acres)
Lot Dimensions183 ft deep x 130 ft wide
Utility Building50 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number310089
Street Address14903 CAYDEN CIR
CitySTAPLETON
StateAL
Zip36578-3217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description130' X 183.8' LOT 32 BLUE OAKS SUB PHASE II SLIDE 2407-C & REVISED SLIDES 2414-F & 2424-C SEC 33-T3S-R3E (WD-SURVIVORSHIP)
Legal SubdivisionBLUE OAKS SUB PHASE II
Legal Phase2
Legal Lot Number32
JurisdictionBALDWIN AL
Township / Civil DivisionBAY MINETTE
Census Block Group3
Census Block3113
Census Tract10400

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address14903 CAYDEN CIR, STAPLETON, AL 36578-3217
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PEN AIR FEDERAL CU
Jun 16, 2020Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2014 · Amount on Record
Deed SaleMar 20, 2014 · Amount on Record
Deed Document Number20141446961
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address14903 CAYDEN CIR, STAPLETON, AL 36578-3217
Transaction TypeMortgage
Record UpdatedNov 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001953079
DateOct 25, 2021
Instrument1953079
Lender
NamePEN AIR FEDERAL CU
TypeCredit Union
AddressPENSACOLA, FL 32514
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueNov 4, 2041

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address14903 CAYDEN CIR, STAPLETON, AL 36578-3217
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyEQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001835909
DateJun 16, 2020
Instrument1835909
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$518.00 (-40.39%)$27,080 (-11.5%) Land $4,100 Building $22,980$301,300 (-1.44%) Land $46,600 Building $254,700
2023$869.00 (+29.7%) Homeowner's exemption$30,600 (+27.61%)$305,700 (+27.48%) Land $39,900 Building $265,800
2022$670.00 (+10.56%) Homeowner's exemption$23,980$239,800 Land $40,800 Building $199,000
2021$606.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 97.4% of Alabama
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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