14902 S Sunterra Loop, Oregon City, OR 97045 Property Records

Clackamas County property record for 14902 S Sunterra Loop, Oregon City, OR 97045

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,886 sqft · built 2018
Lot Size0.297 acres (12,942 sqft)
OwnerTrust Name on Record
Last Sale$1,200,000 (Oct 2020)
Tax Bill$18,157 (2025)
Deeds & MortgagesMay 2019 Mortgage
Oct 2020 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN22E13CB02900

Property Details

APN / Parcel Number

Primary APN22E13CB02900
Alternative APN
  • 05023621

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Building Area4,886 sqft Living Area

Exterior

Year BuiltBuilt 2018
Lot Area12,942 sqft

Location & Zoning

Account Number05023621
Street Address14902 S SUNTERRA LOOP
CityOREGON CITY
StateOR
Zip97045-7463
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION EDGECLIFF 4322 LT 29
Legal Range02E
Legal Township02S
Legal Section13
Legal QuarterSW
Quarter-Quarter SectionNW
Legal SubdivisionEDGECLIFF
Legal Lot Number29
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group2
Census Block2012
Census Tract22301

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address14902 S SUNTERRA LOOP, OREGON CITY, OR 97045-7463
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 24, 2019Deed of Trust, Mortgage · FHA Mortgage
SOUTH PACIFIC FINANCIAL CORP
Oct 29, 2020Warranty Deed, Transfer
LAWYERS TITLE
Apr 4, 2018Trustee's Deed, Construction Loan · Construction Mortgage
SUSAN TRONE
Nov 8, 2017Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2020 · Amount on Record
Deed SaleOct 29, 2020 · Amount on Record
Prior SaleNov 8, 2017 · Amount on Record
Deed Document Number2020-090532
Record UpdatedJun 8, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address14902 S SUNTERRA LOOP, OREGON CITY, OR 97045-7463
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028373
DateMay 24, 2019
Instrument2019-028373
Lender
NameSOUTH PACIFIC FINANCIAL CORP
TypeFunding / Finance Company
AddressONTARIO, CA 91761
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateOct 29, 2020
Property Address14902 S SUNTERRA LOOP, OREGON CITY, OR 97045-7463
Document Number0000090532
Instrument DateOct 27, 2020
Instrument90532
Transaction TypeTransfer
Record UpdatedNov 6, 2020
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
Tax$1,200.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address14902 S SUNTERRA LOOP OREGON CITY OR 970457463, OREGON CITY, OR 97045-7463

April 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCLACKAMAS OR
Recording DateApr 4, 2018
Property Address14902 S SUNTERRA LOOP, OREGON CITY, OR 97045-7463
Instrument DateApr 2, 2018
Instrument20738
Transaction TypeConstruction Loan
Record UpdatedApr 9, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address14779 S VAUGHAN RD MOLALLA OR 970387401, MOLALLA, OR 97038-7401

Mortgage

Document Number0000020738
DateApr 4, 2018
Instrument20738
Lender
NameSUSAN TRONE
Address16327 S HATTAN RD, OREGON CITY, OR 97045-9268
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueApr 3, 2019

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateNov 8, 2017
Property Address14902 S SUNTERRA LOOP, OREGON CITY, OR 97045-7463
Document Number0000076392
Instrument DateNov 8, 2017
Instrument76392
Transaction TypeTransfer
Record UpdatedNov 13, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$350.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address14779 S VAUGHAN RD MOLALLA OR 970387401, MOLALLA, OR 97038-7401

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
Unified School DistrictNorth Clackamas School District 12 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,157.00 (+6.8%)$1,066,869 (+6.09%)$2,011,398 (+3.27%) Land $764,098 Building $1,247,300
2023$17,001.00$1,005,628$1,947,729 Land $734,059 Building $1,213,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims24 (1995–2025)
Claims Outside the SFHA6 of 24
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 4 claims
  • High Winds, Severe Storms And Flooding, Feb 1996 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLACKAMAS RIVER WATER
serves 29,918 people · EPA ID OR4100187
Water SourceSurface water
Last State InspectionAug 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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