Chambers County property record for 14902 Cold Water Dr, Baytown, TX 77523
| Property Type | Single Family Home |
|---|---|
| Details | 1,805 sqft |
| Lot Size | 0.158 acres (6,882 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,917 (2026) |
| Deeds & Mortgages | Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 47642-00306-00300-002000 |
| Primary APN | 47642-00306-00300-002000 |
|---|---|
| Alternative APN |
|
| Building Area | 1,805 sqft Living Area |
|---|---|
| 1st Floor Area | 1,805 sqft |
| Effective Year Built | Effective 2023 |
|---|---|
| Lot Area | 6,882 sqft (0.158 acres) |
| Garage Area | 398 sqft |
| Account Number | 66117 |
|---|---|
| Street Address | 14902 COLD WATER DR |
| City | BAYTOWN |
| State | TX |
| Zip | 77523-2356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 BLOCK 3 RAIN TREE SECTION 3 |
| Legal Subdivision | RAIN TREE |
| Legal Block | 3 |
| Legal Lot Number | 20 |
| Jurisdiction | CHAMBERS TX |
| Township / Civil Division | MONT BELVIEU |
| Census Block Group | 3 |
| Census Block | 3060 |
| Census Tract | 710202 |
14902 Cold Water Dr is owned and occupied by two individuals who acquired it in July 2023.
Source: Chambers County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14902 COLD WATER DR, BAYTOWN, TX 77523-2356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2023 |
| Deed Sale | Jul 13, 2023 |
| Deed Document Number | 2023194636 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | CHAMBERS TX |
| Recording Date | Jul 13, 2023 |
| Property Address | 14902 COLD WATER DR, MONT BELVIEU, TX 77523-2356 |
| Document Number | 0000194636 |
| Map Reference | DOC 2022-177942 |
| Instrument Date | Jul 10, 2023 |
| Instrument | 2023-194636 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14902 COLD WATER DR, BAYTOWN, TX 77523-2356 |
| Document Number | 0000194637 |
|---|---|
| Date | Jul 13, 2023 |
| Instrument | 2023-194637 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
The 2026 property tax bill for 14902 Cold Water Dr was $4,917 with a homeowner's exemption.
Source: Chambers County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Chambers County |
| Municipality | Cove City |
| Unified School District | Barbers Hill Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,917.00 Homeowner's exemption | $315,060 (-) Land $60,500 Building $254,560 | $315,060 (-) Land $60,500 Building $254,560 |
| 2025 | $315,060 Land $60,500 Building $254,560 | $315,060 Land $60,500 Building $254,560 | |
| 2023 | $1,176.00 | $257,560 Land $60,500 Building $197,060 | $257,560 Land $60,500 Building $197,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14902 Cold Water Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 1, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 296 policies |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 11 (2008–2024) |
| Claims Outside the SFHA | 9 of 11 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14902 Cold Water Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 72% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAY UTILITY SERVICE private · serves 8,004 people · EPA ID TX0360005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
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