14902 Co Rd 448, Saint James, MO 65559 Property Records

Maries County property record for 14902 Co Rd 448, Saint James, MO 65559

Property Summary

Property Type	Single Family Home
Details	1,448 sqft · built 1997
Lot Size	4.71 acres (205,168 sqft)
Owner	2 Individual Names on Record
Tax Bill	$775 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2024 Mortgage + 5 more
APN	`11-2.2-09-000-00-0005.03`

Property Details

APN / Parcel Number

Primary APN	`11-2.2-09-000-00-0005.03`

Interior

Stories	2 Stories
Building Area	1,448 sqft Adjusted Area
1st Floor Area	520 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Lot Area	205,168 sqft (4.71 acres)
Shed	1 Shed
Shed Area	600 sqft

Location & Zoning

Street Address	14902 COUNTY ROAD 448
City	SAINT JAMES
State	MO
Zip	65559-8908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRL. PT S 1/2 SW 1/4
Legal Range	07
Legal Township	39
Legal Section	09
Jurisdiction	MARIES MO
Township / Civil Division	JOHNSON
Census Block Group	1
Census Block	1050
Census Tract	880300

Owner

Source: Maries County records, as of August 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14900 COUNTY ROAD 448, SAINT JAMES, MO 65559-8908
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · VA Mortgage INDEPENDENT HOME LOANS
Feb 23, 2024	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 26, 2023	Deed of Trust, Mortgage · Line of Credit MID AMERICA BANK
Feb 11, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Apr 7, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 11, 2023	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 9, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2024
Deed Sale	Nov 26, 2024
Prior Sale	Oct 11, 2023 · Amount on Record
Deed Document Number	20241592
Deed Book / Page	2024 / 1592
Prior Transfer Date	Feb 9, 2023
Prior Transfer Doc	0000000154
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIES MO
Recording Date	Apr 20, 2026
Property Address	14902 COUNTY ROAD 448, SAINT JAMES, MO 65559-8908
Document Number	0000000542
Book / Page	2026 / 542
Instrument Date	Mar 20, 2026
Instrument	2026542
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14900 COUNTY ROAD 448, SAINT JAMES, MO 65559-8908

Mortgage

Document Number	0000000542,
Date	Apr 20, 2026
Book Page	2026/542
Instrument	2026542

Lender

Name	INDEPENDENT HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIES MO
Property Address	14902 COUNTY ROAD 448, SAINT JAMES, MO 65559-8908
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14902 COUNTY ROAD 448, SAINT JAMES, MO 65559-8908

Mortgage

Document Number	002024/207
Date	Feb 23, 2024
Book Page	2024/207
Instrument	202400207

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIES MO
Property Address	14902 COUNTY ROAD 448, SAINT JAMES, MO 65559-8908
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14900 COUNTY ROAD 448, SAINT JAMES, MO 65559-8908

Mortgage

Document Number	02023/1198
Date	Oct 26, 2023
Book Page	2023/1198
Instrument	202301198

Lender

Name	MID AMERICA BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 25, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIES MO
Property Address	14902 COUNTY ROAD 448, SAINT JAMES, MO 65559-8908
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002019/162
Date	Feb 11, 2019
Book Page	2019/162

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIES MO
Property Address	14902 COUNTY ROAD 448, SAINT JAMES, MO 65559-8908
Transaction Type	Mortgage
Record Updated	Oct 26, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002020/423
Date	Apr 7, 2020
Book Page	2020/423

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARIES MO
Recording Date	Oct 11, 2023
Property Address	14902 COUNTY ROAD 448, SAINT JAMES, MO 65559-8908
Document Number	02023/1143
Book / Page	2023 / 1143
Instrument Date	Oct 11, 2023
Instrument	202301143
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8387 MURTES RD, CHESTERFIELD, MO 63006

Mortgage

Document Number	0202301144
Date	Oct 11, 2023
Instrument	202301144

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARIES MO
Recording Date	Feb 9, 2023
Property Address	14902 COUNTY ROAD 448, SAINT JAMES, MO 65559-8908
Document Number	002023/154
Book / Page	2023 / 154
Instrument Date	Feb 9, 2023
Instrument	202300154
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14900 COUNTY ROAD 448, SAINT JAMES, MO 65559-8908

Tax Assessment & Valuation

Source: Maries County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Maries County
Unified School District	St. James R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,460 (-)
2025	$775.00 (+11.83%)	$17,460 (+21.17%)	$91,900 (-) Land $11,525 Building $80,375
2024	$693.00
2023		$14,410	$91,900 Land $11,525 Building $80,375

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 53% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50
Wisper ISP Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3
Brightspeed DSL	10 / 1

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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