14901 US 221 N, Marion, NC 28752 Property Records

McDowell County property record for 14901 US 221 N, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,720 sqft · built 1965
Lot Size	12.3 acres (538,402 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (May 2026)
Tax Bill	$1,209 (2025)
Deeds & Mortgages	Nov 2025 Mortgage May 2026 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1727-00-08-4869`

Property Details

APN / Parcel Number

Primary APN	`1727-00-08-4869`
Alternative APN	`61402`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,720 sqft Heated Area
Gross Area	4,452 sqft
1st Floor Area	1,720 sqft
Basement Area	1,380 sqft
Unfinished Basement	1,380 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	538,402 sqft (12.3 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Oil

Location & Zoning

Account Number	61402
Street Address	14901 US 221 N
City	MARION
State	NC
Zip	28752-7546
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BROWN LD. NORTH COVE TWP
Jurisdiction	MCDOWELL NC
Township / Civil Division	NORTH COVE
Census Block Group	1
Census Block	1073
Census Tract	970102

Owner

14901 US 221 N, a rural home, is owned by two individuals who bought it in May 2026.

Source: McDowell County records, as of May 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14905 US 221 N, MARION, NC 28752-7546
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
May 7, 2026	Warranty Deed, Transfer · Construction Mortgage GRANITE BANK
Dec 14, 2020	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2026 · Amount on File
Deed Sale	May 7, 2026 · Amount on File
Prior Sale	Oct 9, 2015 · Amount on File
Deed Document Number	20262173
Deed Book / Page	1537 / 516
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	14901 US 221 N, MARION, NC 28752-7546
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14901 US 221 N, MARION, NC 28752-7546

Mortgage

Document Number	0015200597
Date	Nov 17, 2025
Book Page	1520/597
Instrument	2025005739

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	May 7, 2026
Property Address	14901 US 221 N, MARION, NC 28752-7546
Document Number	0000002173
Book / Page	1537 / 516
Instrument Date	Apr 17, 2026
Instrument	2026.2173
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14905 US 221 N, MARION, NC 28752-7546

Mortgage

Document Number	0000002174,
Date	May 7, 2026
Book Page	1537/523
Instrument	2026.2174

Lender

Name	GRANITE BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	14901 US 221 N, MARION, NC 28752-7546
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013330492
Date	Dec 14, 2020
Book Page	1333/492
Instrument	2020006632

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 14901 US 221 N was $1,209.

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,209.00	$173,150 Land $37,570 Building $135,580
2023	$1,191.00	$173,150 Land $37,570 Building $135,580	$173,150 Land $37,570 Building $135,580

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 14901 US 221 N in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14901 US 221 N is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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