Effingham County property record for 14900 N CT 9, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 4,458 sqft · built 2022 |
| Lot Size | 1.88 acres (81,893 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $31,867 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-26-004-003 |
| Primary APN | 11-26-004-003 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,458 sqft Base Area |
| 1st Floor Area | 4,458 sqft |
| Basement Area | 4,458 sqft |
| Unfinished Basement | 2,120 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Frame |
| Lot Area | 81,893 sqft (1.88 acres) |
| Garage Area | 1,064 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 14900 N COURT NINE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-7640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 PEARSON & CASTELLO SUB 3751/4 3404/59 2575/37 2371/144 2069/164 |
| Legal Subdivision | PEARSON & CASTELLO SUB |
| Legal Lot Number | 5 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | SUMMIT |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 950200 |
14900 N CT 9 is owned and occupied by an individual.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14900 N COURT NINE, EFFINGHAM, IL 62401-7640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 14900 N COURT 9, EFFINGHAM, IL 62401-7640 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 3424/059 |
|---|---|
| Date | Oct 25, 2018 |
| Book Page | 3424/059 |
| Instrument | 201801804481 |
| Name | GOLDMAN SACHS BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10282 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.55% |
| Type Change Date | Nov 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.55% |
| Index | 1-Year LIBOR |
| Max Rate | 8.55% |
The 2025 property tax bill for 14900 N CT 9 was $31,867 with a homeowner's exemption.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Summit Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,867.00 | $610,450 Land $67,510 Building $542,940 | $1,831,350 Land $202,530 Building $1,628,820 |
| 2022 | $7,979.00 Homeowner's exemption | $175,360 Land $51,430 Building $123,930 | $526,080 Land $154,290 Building $371,790 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 14900 N CT 9 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14900 N CT 9 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon, Wisper ISP.
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