1490 Widows Rd, Wilmington, IL 60481 Property Records

Will County property record for 1490 Widows Rd, Wilmington, IL 60481

Property Summary

Property Type	Single Family Home
Lot Size	0.44 acres (18,972 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (Jul 2017)
Tax Bill	$2,409 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-17-23-306-005`

Property Details

APN / Parcel Number

Primary APN	`03-17-23-306-005`
Alternative APN	`17233060050000`

Exterior

Lot Area	18,972 sqft (0.44 acres)

Location & Zoning

Street Address	1490 WIDOWS RD
City	WILMINGTON
State	IL
Zip	60481-9393
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 IN TJ O'BRIENS SUB UNIT 1, A SUB OF PRT OF THE SW1/4 SEC 23, T33N-R9E.
Legal Range	09E
Legal Township	33N
Legal Section	23
Legal Subdivision	T J OBRIENS
Legal Lot Number	34
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	WILMINGTON
Census Block Group	1
Census Block	1057
Census Tract	883402

Owner

Source: Will County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1490 WIDOWS RD, WILMINGTON, IL 60481-9393
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Mar 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Jul 6, 2017	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2017 · Amount on Record
Deed Sale	Jul 6, 2017 · Amount on Record
Prior Sale	Aug 24, 1994 · Amount on Record
Deed Document Number	201751959
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Recording Date	Aug 31, 2026
Property Address	1490 WIDOWS RD, WILMINGTON, IL 60481-9393
Document Number	0000054060
Instrument Date	Aug 24, 2026
Instrument	202654060
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1490 WIDOWS RD, WILMINGTON, IL 60481-9393

Mortgage

Document Number	0000054060,
Date	Aug 31, 2026
Instrument	202654060

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1490 WIDOWS RD, WILMINGTON, IL 60481-9393
Document Number	0000016032
Instrument Date	Mar 12, 2019
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1490 WIDOWS RD WILMINGTON IL 604819393, WILMINGTON, IL 60481-9393

Mortgage

Document Number	0000016032
Date	Mar 21, 2019
Instrument	16032

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 20, 2039

Interest

Rate	6.39%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jul 6, 2017
Property Address	1490 WIDOWS RD, WILMINGTON, IL 60481-9393
Document Number	0000051959
Instrument Date	Jun 24, 2017
Instrument	51959
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	623 WILD INDIGO AVE ROMEOVILLE IL 604463919, ROMEOVILLE, IL 60446-3919

Mortgage

Document Number	51960
Date	Jul 6, 2017
Instrument	51960

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wilmington Township
Municipality	Wilmington City
Unified School District	Wilmington Community Unit School District 209U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,409.00 (-19.81%)	$69,336 (+3.8%) Land $15,629 Building $53,707	$208,008 (+3.8%) Land $46,887 Building $161,121
2024		$66,798 (+16.56%) Land $15,057 Building $51,741	$200,394 (+16.56%) Land $45,171 Building $155,223
2022	$3,004.00 Homeowner's exemption Senior Citizen's exemption	$57,308 Land $12,918 Building $44,390	$171,924 Land $38,754 Building $133,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Nearby Flood Policies	52 in force
Nearby Flood Claims	190 (1978–2024)
Claims Outside the SFHA	22 of 190
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 11 claims Severe Storms And Flooding, Sep 2008 · 19 claims Severe Storms & Flooding, Feb 1985 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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