1490 Spruill Rd, Caledonia, MS 39740 Property Records

Lowndes County property record for 1490 Spruill Rd, Caledonia, MS 39740

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,352 sqft · built 1985
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Company Names on File
Tax Bill	$323 (2025)
Deeds & Mortgages	Dec 2022 Refinance Dec 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26W000001601`

Property Details

APN / Parcel Number

Primary APN	`26W000001601`
Alternative APNs	`002997` `2997`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,352 sqft Adjusted Area
1st Floor Area	1,204 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1490 SPRUILL RD
City	CALEDONIA
State	MS
Zip	39740-9544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW4 SW4 SPRUILL RD 1B
Legal Range	18W
Legal Township	16S
Legal Section	25
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1043
Census Tract	102

Owner

1490 Spruill Rd is owned by a company that acquired it in November 2025 and is owner-occupied.

Source: Lowndes County records, as of June 30, 2026

Owner of Record	2 Company Names on File
Mailing Address	1490 SPRUILL RD, CALEDONIA, MS 39740-9544
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance REGIONS BANK
Dec 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance REGIONS BANK
Nov 19, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 13, 2025
Transfer Doc	2025009190
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	1490 SPRUILL RD, CALEDONIA, MS 39740-9544
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202230469
Date	Dec 28, 2022
Book Page	2022/30469

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2038

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	1490 SPRUILL RD, CALEDONIA, MS 39740-9544
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202230481
Date	Dec 28, 2022
Book Page	2022/30481

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOWNDES MS
Recording Date	Nov 19, 2025
Property Address	1490 SPRUILL RD, CALEDONIA, MS 39740-9544
Document Number	0020259190
Book / Page	2025 / 9190
Instrument Date	Nov 13, 2025
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1490 SPRUILL RD, CALEDONIA, MS 39740-9544

Tax Assessment & Valuation

The 2025 property tax bill for 1490 Spruill Rd was $323 with a homeowner's exemption, up 2.9% from the year before.

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$323.00 (+2.87%) Homeowner's exemption	$5,636	$56,360 Land $5,830 Building $50,530
2024	$314.00 (+14.18%)
2023	$275.00 Homeowner's exemption	$4,903	$49,030 Land $5,830 Building $43,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1490 Spruill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1990 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1490 Spruill Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
M-Pulse Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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