1490 S 9th Ave, Sheldon, IA 51201 Property Records

O'Brien County property record for 1490 S 9th Ave, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 1,768 sqft · built 2020
Lot Size	0.308 acres (13,417 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Nov 2020)
Tax Bill	$7,252 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jul 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0046569000`

Property Details

APN / Parcel Number

Primary APN	`0046569000`
Alternative APN	`0000465690`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	1,768 sqft
Basement Area	1,768 sqft
Finished Basement	1,368 sqft
Unfinished Basement	400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	A-Frame
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	13,417 sqft (0.308 acres)
Lot Dimensions	134 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	941 sqft
Porch	Slab
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1490 S 9TH AVE
City	SHELDON
State	IA
Zip	51201-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT OF SUNSHINE ADDITION PHASE II LOT 10 BLK 3
Legal Subdivision	SUNSHINE ADDITION
Legal Phase	2
Legal Block	3
Legal Lot Number	10
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	4
Census Block	4038
Census Tract	490300

Owner

1490 S 9th Ave is owned and occupied by two individuals who bought it in November 2020.

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1490 S 9TH AVE, SHELDON, IA 51201-2212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Jul 10, 2026	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Nov 9, 2020	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK
Nov 9, 2015	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2020 · Amount on File
Deed Sale	Nov 9, 2020 · Amount on File
Deed Document Number	20203214
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	1490 S 9TH AVE, SHELDON, IA 51201-2212
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1490 S 9TH AVE, SHELDON, IA 51201-2212

Mortgage

Document Number	0020232587
Date	Dec 1, 2023
Instrument	2023-2587

Lender

Name	PEOPLES BANK
Type	Bank
Address	1230 VALLEY DR, ROCK VALLEY, IA 51247

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 15, 2038

Interest

Change Frequency	Monthly

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Recording Date	Jul 10, 2026
Property Address	1490 S 9TH AVE, SHELDON, IA 51201-2212
Document Number	0000001996
Instrument Date	Jun 29, 2026
Instrument	20261996
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1490 S 9TH AVE, SHELDON, IA 51201-2212

Mortgage

Document Number	0000001996,
Date	Jul 10, 2026
Instrument	20261996

Lender

Name	PEOPLES BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 29, 2036

Interest

Rate	6.53%
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Nov 9, 2020
Property Address	1490 S 9TH AVE, SHELDON, IA 51201-2212
Document Number	0202003214
Instrument Date	Oct 30, 2020
Instrument	2020-03214
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$511.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1490 S 9TH AVE, SHELDON, IA 51201-2212

Mortgage

Document Number	0202003215
Date	Nov 9, 2020
Instrument	2020-03215

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

November 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Nov 9, 2015
Property Address	1490 S 9TH AVE, SHELDON, IA 51201-2212
Document Number	0201502845
Instrument Date	Aug 19, 2015
Instrument	2015-02845
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1003 WASHINGTON AVE, SHELDON, IA 51201-2125
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1490 S 9th Ave was $7,252 with a homeowner's exemption, up 10.5% from the year before.

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,252.00 (+10.48%) Homeowner's exemption	$486,230 Land $14,850 Building $471,380	$486,230 Land $14,850 Building $471,380
2024	$6,564.00
2023		$408,680 (+27.67%) Land $14,850 Building $393,830	$408,680 Land $14,850 Building $393,830
2022	$5,522.00 Homeowner's exemption	$320,100 Land $9,900 Building $310,200
2021			$320,100 Land $9,900 Building $310,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1490 S 9th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1490 S 9th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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