Schenectady County and Schenectady City property record for 1490 Rugby Rd, Schenectady, NY 12308
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 2,640 sqft · built 1995 |
| Lot Size | 0.09 acres (3,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $111,148 (Jun 2004) |
| Tax Bill | $5,883 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.21-1-5 |
| Primary APN | 421500 50.21-1-5 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,640 sqft Gross Area |
| Basement Area | 1,320 sqft |
| Unfinished Basement | 1,320 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 3,900 sqft (0.09 acres) |
| Lot Dimensions | 136 ft deep x 30 ft wide |
| Porch | Slab |
| Porch Area | 432 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1490 RUGBY RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3006 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD |
| Legal Block | 1 |
| Legal Lot Number | 5.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18 CHERRY LN, SCHENECTADY, NY 12302-4422 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2004 · Amount on Record |
| Deed Sale | Jun 25, 2004 · Amount on Record |
| Prior Sale | Feb 14, 1994 · Amount on Record |
| Deed Book / Page | 1681 / 224 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1490 RUGBY RD, SCHENECTADY, NY 12308-3006 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 18 CHERRY LN, SCOTIA, NY 12302-4422 |
| Document Number | 0000022085 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 202522085 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Amount | Amount Recorded |
|---|
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,883.00 (+1%) | $143,700 (-) Land $12,100 Building $131,600 | $237,953 (+30.82%) Land $20,036 Building $217,917 |
| 2023 | $143,700 (-) Land $12,100 Building $131,600 | $181,899 (+3.8%) Land $15,316 Building $166,583 | |
| 2022 | $143,700 Land $12,100 Building $131,600 | $175,244 Land $14,756 Building $160,488 | |
| 2021 | $5,825.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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