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1490 Rock Spring Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 1490 Rock Spring Rd, Mill Spring, NC 28756 · Last verified April 2026

Property Highlights

Property TypeVacant Land > Uncategorized
Lot Size88,862 sqft (2.04 acres)
OccupancyOwner Occupied
Last Sale$275,000 (2025)
Tax Bill$94.00 (2025)

Property Details

APN / Parcel Number

Primary APNP78-41
Alternative APN
  • 32657

Exterior

Lot Area88,862 sqft (2.04 acres)

Location & Zoning

Account Number32657
Street Address1490 ROCK SPRING RD
CityMILL SPRING
StateNC
Zip28756
Property UsageVacant Land Property Usage
TypeVacant Land > Uncategorized
Legal Description2.04 ACRES, 500 500 COUNTY RURAL
Legal SubdivisionCOUNTY RURAL
JurisdictionPOLK NC
Minor Civil DivisionCOOPER GAP
Census Blockgroup2
Census Block2018
Census Tract920202

Owner

Source: Polk County records · APN P78-41

Assessment roll updated September 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1490 ROCK SPRING RD, MILL SPRING, NC 28756-6894
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2025Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
GOPRIME MORTGAGE INC
Jul 17, 2024Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 24, 2025 · Amount on Record
Deed SaleOct 24, 2025 · Amount on Record
Prior SaleJul 17, 2024 · Amount on Record
Deed Book / Page495 / 622
Prior Transfer DateJul 17, 2012
Prior Transfer Doc00394/1140
Record RefreshedJun 08, 2026

October 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPOLK NC
Recording DateOct 24, 2025
Property Address1490 ROCK SPRING RD, MILL SPRING, NC 28756-6894
Document Number000495/622
Book / Page495 / 622
Map ReferenceMB 162 PG 828
Instrument DateOct 24, 2025
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$550.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5000 CLAYTON RD, MARYVILLE, TN 37804-5550

Transferred To (Grantee/Buyer)

NameVerified Name
Address1490 ROCK SPRING RD, MILL SPRING, NC 28756-6894

Mortgage

Document Number0000495625
DateOct 24, 2025
Instrument495/625
Lender
NameGOPRIME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK NC
Recording DateJul 17, 2024
Property Address1490 ROCK SPRING RD, MILL SPRING, NC 28756
Document Number00486/1275
Book / Page486 / 1275
Map ReferenceMB 180 PG 941
Instrument DateJul 12, 2024
Transaction TypeTransfer
Record UpdatedSep 30, 2025

Transaction

AmountAmount Recorded
Tax$170.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 786, NAPLES, NC 28760-0786

Transferred To (Grantee/Buyer)

NameVerified Name
Address5O00CLAYTON ROAD, MARYVILLE, TN 37804
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPolk County
Unified School DistrictPolk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$94.00 (+44.62%)$18,870 (+85%) Land $18,870$18,870 (+85%) Land $18,870
2023$65.00$10,200 Land $10,200
2021$10,200 Land $10,200

Flood & Wildfire

1490 Rock Spring Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Polk County (37149C), updated July 8, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
60th percentile of exposed land nationally · 82nd in North Carolina
Wildfire LikelihoodModerate — about 1 in 595 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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