Bergen County and Edgewater Borough property record for 1490 River Rd, Edgewater, NJ 07020
| Property Type | Single Family Home |
|---|---|
| Details | 3,169 sqft · built 2021 |
| Lot Size | 0.176 acres (7,645 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,825,000 (May 2024) |
| Tax Bill | $29,195 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Feb 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00005-0000-00015-0000-C1490 |
| Primary APN | 13-00005-0000-00015-0000-C1490 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,169 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 7,645 sqft (0.176 acres) |
| Lot Dimensions | 98 ft deep x 78 ft wide |
| Street Address | 1490 RIVER RD, 490 |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-1556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 78X98 0.0390 |
| Legal Subdivision | 1488-1490 RIVER ROAD CONDO |
| Legal Block | 5 |
| Legal Lot Number | 15 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 13002 |
1490 River Rd is owned by two individuals who bought it in May 2024.
Source: Bergen County and Edgewater Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1490 RIVER RD, B, EDGEWATER, NJ 07020-1556 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2022 | Deed, Transfer · Conventional Mortgage UNITY BANK |
| Feb 2, 2022 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2024 · Amount on File |
| Deed Sale | May 8, 2024 · Amount on File |
| Deed Document Number | 202427510 |
| Deed Book / Page | 5234 / 1612 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 7, 2022 |
| Property Address | 1490 RIVER RD, EDGEWATER, NJ 07020-1556 |
| Document Number | 0046081890 |
| Book / Page | 4608 / 1890 |
| Instrument Date | Feb 3, 2022 |
| Instrument | 2022028420 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37,255.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 315 BOLZ STREET, EDGEWATER, NJ 07020 |
| Name | Verified Name |
|---|---|
| Address | 1490 RIVER RD, EDGEWATER, NJ 07020-1556 |
| Document Number | 2022028421 |
|---|---|
| Date | Mar 7, 2022 |
| Instrument | 2022028421 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Mar 1, 2025 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.62% |
| Index | Other |
| Max Rate | 10.6% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 2, 2022 |
| Property Address | 1490 RIVER RD, EDGEWATER, NJ 07020-1556 |
| Document Number | 0045650176 |
| Book / Page | 4565 / 176 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 2022014566 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 315 BOLZ STREET, EDGEWATER, NJ 07020 |
| Name | Verified Name |
|---|---|
| Address | 315 BOLZ ST, ENGLEWOOD CLIFFS, NJ 07632-1636 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1490 River Rd was $29,195, down 3% from the year before.
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,884,400 (+6.18%) Land $446,100 Building $1,438,300 | $1,884,400 (+6.18%) Land $446,100 Building $1,438,300 | |
| 2025 | $29,195.00 (-2.99%) | $1,774,800 Land $428,500 Building $1,346,300 | $1,774,800 Land $428,500 Building $1,346,300 |
| 2024 | $30,094.00 | ||
| 2023 | $1,835,700 Land $392,900 Building $1,442,800 | $1,835,700 Land $392,900 Building $1,442,800 | |
| 2022 | $28,172.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1490 River Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1989) |
| Most Recent Claim | May 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1490 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures