Osceola County property record for 1490 Olive Ct, Saint Cloud, FL 34771 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,841 sqft · built 2020 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $460,000 (Oct 2025) |
| Tax Bill | $4,750 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jun 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-25-31-3347-0001-0210 |
| Primary APN | 17-25-31-3347-0001-0210 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,841 sqft Living Area |
| Gross Area | 3,417 sqft |
| 1st Floor Area | 1,329 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | L-Shape |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1490 OLIVE CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BARRINGTON PB 28 PGS 152-155 LOT 21 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 17 |
| Legal Subdivision | BARRINGTON |
| Legal Lot Number | 21 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 43700 |
Source: Osceola County records · APN 17-25-31-3347-0001-0210
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 222 WHITTIER AVE, PROVIDENCE, RI 02909-4441 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jan 08, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 06, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP |
| Oct 16, 2025 | Warranty Deed, Transfer · Conventional Mortgage NQM FUNDING LLC |
| May 21, 2025 | Intrafamily Transfer, Transfer |
| Jul 29, 2020 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on Record |
| Deed Sale | Oct 16, 2025 · Amount on Record |
| Prior Sale | Jul 29, 2020 · Amount on Record |
| Deed Document Number | 2025128142 |
| Deed Book / Page | 6865 / 1038 |
| Prior Transfer Date | May 16, 2025 |
| Prior Transfer Doc | 0067912577 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1490 OLIVE CT, SAINT CLOUD, FL 34771-8067 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1490 OLIVE CT, SAINT CLOUD, FL 34771-8067 |
| Document Number | 0065302611 |
|---|---|
| Date | Jan 08, 2024 |
| Book Page | 6530/2611 |
| Instrument | 2024002964 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 319 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1490 OLIVE CT, SAINT CLOUD, FL 34771-8067 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1490 OLIVE CT, SAINT CLOUD, FL 34771-8067 |
| Document Number | 0064192831 |
|---|---|
| Date | Jun 06, 2023 |
| Book Page | 6419/2831 |
| Instrument | 2023072573 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 16, 2025 |
| Property Address | 1490 OLIVE CT, SAINT CLOUD, FL 34771-8067 |
| Document Number | 0068651038 |
| Book / Page | 6865 / 1038 |
| Map Reference | MB 28 PG 152 |
| Instrument Date | Oct 03, 2025 |
| Instrument | 2025128142 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | UNKNOWN, JORGE CABALLERPERIGON T&E LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 920 CARR 17513401, SAN JUAN, PR 00926 |
| Name | Verified Name |
|---|---|
| Address | 222 WHITTIER AVE, PROVIDENCE, RI 02909-4441 |
| Document Number | 0068651041 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 6865/1041 |
| Name | NQM FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 21, 2025 |
| Property Address | 1490 OLIVE CT, SAINT CLOUD, FL 34771-8067 |
| Document Number | 0067912577 |
| Book / Page | 6791 / 2577 |
| Map Reference | MB 28 PG 152 |
| Instrument Date | May 16, 2025 |
| Instrument | 2025064631 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2053 CHATHAM PLACE DR, ORLANDO, FL 32824-4767 |
| Name | Verified Name |
|---|---|
| Address | 1490 OLIVE CT, SAINT CLOUD, FL 34771-8067 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 29, 2020 |
| Property Address | 1490 OLIVE CT, SAINT CLOUD, FL 34771-8067 |
| Document Number | 0057640855 |
| Book / Page | 5764 / 855 |
| Map Reference | MB 28 PG 152-155 |
| Instrument Date | Jul 27, 2020 |
| Instrument | 2020099152 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,443.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10192 DOWDEN RD, 10192, ORLANDO, FL 32832-5128 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1490 OLIVE CT, SAINT CLOUD, FL 34771-8067 |
| Document Number | 0005764862 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 5764/862 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,750.00 (+4.83%) | $332,263 (+2.9%) | $404,100 (+2.69%) Land $75,000 Building $329,100 |
| 2024 | $4,531.00 (+2.1%) Homeowner's exemption | $322,899 (+3%) | $393,500 (+7.31%) Land $65,000 Building $328,500 |
| 2023 | $4,438.00 (+3.96%) Homeowner's exemption | $313,495 (+3%) | $366,700 (+13.85%) Land $65,000 Building $301,700 |
| 2022 | $4,269.00 Homeowner's exemption | $304,365 | $322,100 Land $55,000 Building $267,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 61% of the US · above 34% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 391 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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