1490 Niagara Pl, Manteca, CA 95337 Property Records

San Joaquin County property record for 1490 Niagara Pl, Manteca, CA 95337

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,340 sqft · built 2004
Lot Size	0.179 acres (7,815 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Dec 2023)
Tax Bill	$8,008 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Aug 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`224-270-400-000`

Property Details

APN / Parcel Number

Primary APN	`224-270-400-000`
Alternative APN	`224-270-40`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,340 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	7,815 sqft (0.179 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	224-270-40
Street Address	1490 NIAGARA PL
City	MANTECA
State	CA
Zip	95337-8592
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	04-FM PT OF 224-040-14 PER PASEO
Legal Subdivision	PASEO
Legal Block	3
Legal Lot Number	100
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	3
Census Block	3004
Census Tract	5137

Owner

1490 Niagara Pl is owned and occupied by two individuals who bought it in December 2023.

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1490 NIAGARA PL, MANTECA, CA 95337-8592
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Aug 7, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Mar 11, 2022	Correction Deed
Feb 11, 2022	Affidavit of Death of Joint Tenant, Transfer
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Aug 20, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2023 · Amount on File
Deed Sale	Dec 19, 2023 · Amount on File
Prior Sale	Oct 7, 2004 · Amount on File
Deed Document Number	2023106760
Prior Transfer Date	Jan 31, 2022
Prior Transfer Doc	0000019201
Record Updated	Oct 29, 2026

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 19, 2023
Property Address	1490 NIAGARA PL, MANTECA, CA 95337-8592
Document Number	0000106760
Map Reference	MB 38 PG 38
Instrument Date	Dec 14, 2023
Instrument	2023-106760
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1490 NIAGARA PL, MANTECA, CA 95337-8592

Mortgage

Document Number	0000106761
Date	Dec 19, 2023
Instrument	2023-106761

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Mortgage

Document Number	0000106762
Date	Dec 19, 2023
Instrument	2023-106762

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	362 Months
Due	Feb 12, 2054

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1490 NIAGARA PL, MANTECA, CA 95337-8592
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1490 NIAGARA PL, MANTECA, CA 95337-8592
Investor	Possibly a Property Investor

Mortgage

Document Number	0000062013
Date	Aug 7, 2023
Instrument	2023-062013

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 11, 2022
Property Address	1490 NIAGARA PL, MANTECA, CA 95337-8592
Document Number	0000032943
Map Reference	MB 38 PG 38
Instrument Date	Mar 8, 2022
Instrument	2022-032943
Record Updated	Mar 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1490 NIAGARA PL, MANTECA, CA 95337-8592

February 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 11, 2022
Property Address	1490 NIAGARA PL, MANTECA, CA 95337-8592
Document Number	0000019201
Map Reference	MB 38 PG 38
Instrument Date	Jan 31, 2022
Instrument	2022-019201
Transaction Type	Transfer
Record Updated	Feb 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1490 NIAGARA PL, MANTECA, CA 95337-8592

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1490 NIAGARA PL, MANTECA, CA 95337-8592
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY MANTECA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117099
Date	Oct 15, 2019
Instrument	2019-117099

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1490 NIAGARA PL, MANTECA, CA 95337-8592
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104802
Date	Aug 20, 2020
Instrument	2020-104802

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1490 Niagara Pl was $8,008, down 6% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Manteca City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,008.00 (-6%)
2025	$8,519.00	$663,000 Land $122,400 Building $540,600
2023	$7,413.00 (+3.95%) Homeowner's exemption	$570,981 Land $170,140 Building $400,841	$600,210
2022	$7,131.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1490 Niagara Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1490 Niagara Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MANTECA serves 84,928 people · EPA ID CA3910005
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Matrix Broadband, unWired Broadband.

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