1490 Loraine St, Enumclaw, WA 98022 Property Records

King County property record for 1490 Loraine St, Enumclaw, WA 98022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,310 sqft · built 1986
Lot Size	0.218 acres (9,479 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Jan 2022)
Tax Bill	$4,492 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`325750-0115`

Property Details

APN / Parcel Number

Primary APN	`325750-0115`
Alternative APN	`325750011505`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,310 sqft Living Area
Gross Area	1,430 sqft
1st Floor Area	1,310 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	9,479 sqft (0.218 acres)
Garage Type	Attached
Garage Area	120 sqft
Porch	Open Porch
Deck Area	120 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	325750011505
Street Address	1490 LORAINE ST
City	ENUMCLAW
State	WA
Zip	98022-2237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	HENSEL-KIRKMAN SUBDIV TO ENUMCLAW LOT 2 OF ENUM SP 8206 REC NO 8306200844 SD SP DAF LOT 11 SD SUBD
Legal Range	06
Legal Township	20
Legal Section	23
Legal Subdivision	HENSEL-KIRKMAN SUBDIV TO ENUMCLAW
Legal Lot Number	11
Jurisdiction	KING WA
Township / Civil Division	ENUMCLAW PLATEAU
Census Block Group	4
Census Block	4009
Census Tract	31400

Owner

1490 Loraine St is owned and occupied by two individuals who bought it in January 2022.

Source: King County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1490 LORAINE ST, ENUMCLAW, WA 98022-2237
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Jan 13, 2022	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2022 · Amount on File
Deed Sale	Jan 13, 2022 · Amount on File
Prior Sale	Nov 5, 1996 · Amount on File
Deed Document Number	20221401
Prior Transfer Date	Feb 24, 1996
Prior Transfer Doc	0000000789
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Recording Date	Sep 1, 2026
Property Address	1490 LORAINE ST, ENUMCLAW, WA 98022-2237
Document Number	0000000159
Instrument Date	Aug 17, 2026
Instrument	2026159
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1490 LORAINE ST, ENUMCLAW, WA 98022-2237

Mortgage

Document Number	0000000159,
Date	Sep 1, 2026
Instrument	2026159

Lender

Name	KEYBANK USA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2056

Interest

Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Jan 13, 2022
Property Address	1490 LORAINE ST, ENUMCLAW, WA 98022-2237
Document Number	0000001401
Map Reference	DOC 8306200844
Instrument Date	Dec 30, 2021
Instrument	20220113001401
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE LTD

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,845.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1490 LORAINE ST, ENUMCLAW, WA 98022-2237

Mortgage

Document Number	0000001402
Date	Jan 13, 2022
Instrument	20220113001402

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	1490 LORAINE ST, ENUMCLAW, WA 98022-2237
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000623
Date	Jan 19, 2017
Instrument	20170119000623

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 1490 Loraine St was $4,492.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Enumclaw City
Unified School District	Enumclaw School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,492.00
2025		$468,000 (+5.64%) Land $202,000 Building $266,000	$468,000 (+5.64%) Land $202,000 Building $266,000
2024	$4,253.00	$443,000 Land $182,000 Building $261,000	$443,000 Land $182,000 Building $261,000
2022	$3,947.00	$434,000 Land $180,000 Building $254,000	$434,000 Land $180,000 Building $254,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1490 Loraine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1490 Loraine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENUMCLAW WATER DEPARTMENT serves 23,276 people · EPA ID WA5323600
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Skynet Broadband Fixed Wireless	100 / 100

May also be available: CenturyLink, T-Mobile, Verizon.

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