1490 Lake Dr, Okeechobee, FL 34974 Property Records

Glades County property record for 1490 Lake Dr, Okeechobee, FL 34974

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 920 sqft · built 1985
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on File
Last Sale	$186,500 (Aug 2023)
Tax Bill	$2,829 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`S36-38-34-012-0000-1210`

Property Details

APN / Parcel Number

Primary APN	`S36-38-34-012-0000-1210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	920 sqft Heated Area
Gross Area	1,558 sqft
Interior Walls	Plywood

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1986
Architectural Style	Mobile/Manufactured
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Porch	Enclosed Porch
Porch Area	16 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1490 LAKE DR
City	OKEECHOBEE
State	FL
Zip	34974-0287
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 121 BUCKHEAD RIDGE-5TH ADD UNIT 3 GC PB 3 PGS 46 + 47
Legal Range	34E
Legal Township	38S
Legal Section	35
Legal Subdivision	BUCKHEAD RIDGE-5TH ADD
Legal Lot Number	121
Legal Unit	3
Jurisdiction	GLADES FL
Township / Civil Division	NORTHEAST GLADES
Census Block Group	1
Census Block	1022
Census Tract	100

Owner

1490 Lake Dr, a mobile home, is owned and occupied by an individual who bought it in August 2023.

Source: Glades County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1490 LAKE DR, OKEECHOBEE, FL 34974-0287
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2023 · Amount on File
Deed Sale	Aug 9, 2023 · Amount on File
Prior Sale	Apr 16, 2004 · Amount on File
Deed Document Number	202322002196
Deed Book / Page	395 / 964
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLADES FL
Recording Date	Aug 9, 2023
Property Address	1490 LAKE DR, OKEECHOBEE, FL 34974-0287
Document Number	0022002196
Book / Page	395 / 964
Map Reference	MB 3 PG 46&47
Instrument Date	Aug 7, 2023
Instrument	202322002196
Transaction Type	Transfer
Record Updated	Mar 11, 2024
Title Company	TITLE PROS/FLORIDA INC, TITLE PROS OF FLORIDA LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,305.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2023 MARROWBONE CREEK RD, ELKHORN CITY, KY 41522-7709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1490 LAKE DR # BHR, BHR, OKEECHOBEE, FL 34974-0287

Mortgage

Document Number	0000000066
Date	Aug 9, 2023
Instrument	395/966

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1490 Lake Dr was $2,829, up 2% from the year before.

Source: Glades County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Glades County
Unified School District	Glades County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,829.00 (+1.98%)	$151,689 (+1.4%)	$151,689 (+1.4%) Land $60,000 Building $91,689
2024	$2,774.00 (+692.57%)	$149,597 (+137.75%)	$149,597 (-8.59%) Land $39,750 Building $109,847
2023	$350.00 (-31.37%) Homeowner's exemption Disabled Person's exemption	$62,923 (+3%)	$163,654 (+55.78%) Land $42,532 Building $121,122
2022	$510.00 Homeowner's exemption Disabled Person's exemption	$61,090	$105,052 Land $40,526 Building $64,526

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1490 Lake Dr in Zone X, where a levee reduces flood risk, though there have been 10 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1998–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1490 Lake Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35