1490 Karock Rd, Arnold, CA 95223 Property Records

Calaveras County property record for 1490 Karock Rd, Arnold, CA 95223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,240 sqft · built 1982
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$715,000 (Aug 2023)
Tax Bill	$8,381 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023-026-010-000`

Property Details

APN / Parcel Number

Primary APN	`023-026-010-000`
Alternative APN	`023026010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,240 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1993
Architectural Style	Modern
Construction Type	Wood
Lot Area	26,136 sqft (0.6 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	1490 KAROCK RD
City	ARNOLD
State	CA
Zip	95223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BIG TREES VILLAGE UNIT 3 LOT 607
Legal Subdivision	BIG TREES VILLAGE
Legal Lot Number	607
Legal Unit	3
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	1
Census Block	1005
Census Tract	504

Owner

Source: Calaveras County records · APN 023-026-010-000

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	702 PORTOFINO LN, FOSTER CITY, CA 94404-2939
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 09, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	Mar 31, 2009 · Amount on Record
Deed Document Number	20236184
Record Updated	Sep 20, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Aug 11, 2023
Property Address	1490 KAROCK RD, ARNOLD, CA 95223
Document Number	0000006184
Map Reference	MB 3 PG 20
Instrument Date	Aug 08, 2023
Instrument	2023-006184
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	702 PORTOFINO LN, FOSTER CITY, CA 94404-2939

Mortgage

Document Number	0000006185
Date	Aug 11, 2023
Instrument	2023-006185

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	1490 KAROCK RD, ARNOLD, CA 95223
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	536 BUNKER LN, PLEASANTON, CA 94566-7767

Mortgage

Document Number	0000005035
Date	Mar 15, 2021
Instrument	2021-005035

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Dec 01, 2035

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALAVERAS CA
Recording Date	Apr 09, 2018
Property Address	1490 KAROCK RD, ARNOLD, CA 95223
Document Number	0000003544
Instrument Date	Mar 02, 2018
Instrument	3544
Transaction Type	Transfer
Record Updated	May 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	536 BUNKER LN PLEASANTON CA 945667767, PLEASANTON, CA 94566-7767

Tax Assessment & Valuation

Source: Calaveras County records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Vallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$743,886 (+2%) Land $41,616 Building $702,270
2025	$8,381.00 (+44.03%)	$729,300 (+50.05%) Land $40,800 Building $688,500
2023	$5,819.00 (+4.96%)	$486,037 Land $99,013 Building $387,024
2022	$5,544.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 30, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Extreme above 97.4% of the US · above 86% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Based on FCC filings for 120 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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