Oakland County property record for 1490 Highpoint Dr, Rochester, MI 48306
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 5,206 sqft · built 1993 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $950,000 (May 2025) |
| Tax Bill | $9,870 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2022 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N-10-28-451-033 |
| Primary APN | N-10-28-451-033 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 5,206 sqft Living Area |
| 1st Floor Area | 4,155 sqft |
| Basement Area | 4,155 sqft |
| Unfinished Basement | 4,155 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Hip |
| Lot Area | 23,958 sqft (0.55 acres) |
| Terrain | Rolling |
| Garage Area | 898 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 159 sqft |
| Deck Area | 26 sqft |
| Patio Area | 26 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Well |
| Street Address | 1490 HIGHPOINT DR |
|---|---|
| City | ROCHESTER |
| State | MI |
| Zip | 48306-1630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T4N, R11E, SEC 28 GOODISON HILLS SUB NO 2 LOT 42 10-27-87 FR 021 |
| Legal Range | 11E |
| Legal Township | 04N |
| Legal Section | 28 |
| Legal Subdivision | GOODISON HILLS SUB |
| Legal Lot Number | 10,42 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | OAKLAND |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 190700 |
1490 Highpoint Dr is owned and occupied by two individuals who bought it in May 2025.
Source: Oakland County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1490 HIGHPOINT DR, ROCHESTER, MI 48306-1630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A |
| Jul 25, 2022 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Aug 22, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 14, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Sep 24, 2025 | Intrafamily Transfer, Transfer |
| May 22, 2025 | Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK |
| Jul 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 26, 2017 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2025 · Amount on File |
| Deed Sale | May 22, 2025 · Amount on File |
| Prior Sale | Jul 26, 2017 · Amount on File |
| Deed Document Number | 202562216 |
| Deed Book / Page | 60225 / 756 |
| Prior Transfer Date | Nov 28, 2000 |
| Prior Transfer Doc | 0000196848 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 13, 2026 |
| Property Address | 1490 HIGHPOINT DR, ROCHESTER, MI 48306-1630 |
| Document Number | 0000049392 |
| Book / Page | 61103 / 819 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202649392 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 1490 HIGHPOINT DR, ROCHESTER, MI 48306-1630 |
| Document Number | 0000049392, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 61103/819 |
| Instrument | 202649392 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1490 HIGHPOINT DR, ROCHESTER, MI 48306-1630 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1490 HIGHPOINT DR, ROCHESTER, MI 48306-1630 |
| Document Number | 0000419845 |
|---|---|
| Date | Jul 25, 2022 |
| Book Page | 57981/456 |
| Instrument | 419845 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1490 HIGHPOINT DR, ROCHESTER, MI 48306-1630 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1490 HIGHPOINT DR, ROCHESTER, MI 48306-1630 |
| Document Number | 0000091678 |
|---|---|
| Date | Aug 22, 2023 |
| Book Page | 58823/453 |
| Instrument | 91678 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 9, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1490 HIGHPOINT DR, ROCHESTER, MI 48306-1630 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1490 HIGHPOINT DR, ROCHESTER, MI 48306-1630 |
| Document Number | 0000090474 |
|---|---|
| Date | Aug 14, 2024 |
| Book Page | 59564/476 |
| Instrument | 90474 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 7 Months |
| Due | Mar 1, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 24, 2025 |
| Property Address | 1490 HIGHPOINT DR, ROCHESTER, MI 48306-1630 |
| Document Number | 0000119352 |
| Book / Page | 60547 / 603 |
| Map Reference | LB 197 PG 1 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 119352 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1490 HIGHPOINT DR, ROCHESTER, MI 48306-1630 |
| Name | Verified Name |
|---|---|
| Address | 1490 HIGHPOINT DR, ROCHESTER, MI 48306-1630 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 22, 2025 |
| Property Address | 1490 HIGHPOINT DR, ROCHESTER, MI 48306-1630 |
| Document Number | 0000062216 |
| Book / Page | 60225 / 756 |
| Map Reference | LB 157 PG 1-4 |
| Instrument Date | May 16, 2025 |
| Instrument | 62216 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4561 DANBI DR, METAMORA, MI 48455-9762 |
| Name | Verified Name |
|---|---|
| Address | 4584 PILGRIM CT, LAKE ORION, MI 48359-1182 |
| Document Number | 0006022924 |
|---|---|
| Date | May 22, 2025 |
| Instrument | 60229/24 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 42.5% |
| Max Rate At Change | 8.25% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1490 HIGHPOINT DR, ROCHESTER, MI 48306-1630 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000142060 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 54534/364 |
| Instrument | 142060 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | May 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 26, 2017 |
| Property Address | 1490 HIGHPOINT DR, ROCHESTER, MI 48306-1630 |
| Document Number | 0000140223 |
| Book / Page | 50900 / 00535 |
| Map Reference | LB 197 PG 1-4 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 140223 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | CREATER MACOMB TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,536.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1490 HIGHPOINT DR, 1490, ROCHESTER, MI 48306-1630 |
| Name | Verified Name |
|---|---|
| Address | 1490 HIGHPOINT DR, ROCHESTER, MI 48306-1630 |
| Document Number | 0000140212 |
|---|---|
| Date | Jul 26, 2017 |
| Instrument | 140212 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 1490 Highpoint Dr was $9,870 with a homeowner's exemption, down 42.9% from the year before.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Oakland Charter Township |
| Unified School District | Rochester Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,870.00 (-42.9%) Homeowner's exemption | $667,050 (+5.14%) | $1,334,100 (+5.14%) |
| 2024 | $17,285.00 (+2.83%) Homeowner's exemption | $634,460 (+11.48%) | $1,268,920 (+11.48%) |
| 2023 | $16,809.00 Homeowner's exemption | $569,110 | $1,138,220 |
| 2021 | $16,628.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1490 Highpoint Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1490 Highpoint Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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