1490 Golfcrest Pl, Vista, CA 92081 Property Records

San Diego County property record for 1490 Golfcrest Pl, Vista, CA 92081

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,157 sqft · built 1990
Lot Size0.82 acres (3,589 sqft)
OwnerIndividual Name on Record
Last Sale$480,000 (Nov 2018)
Tax Bill$6,699 (2025)
Deeds & MortgagesJan 2023 Mortgage
Aug 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN217-501-28-00

Property Details

APN / Parcel Number

Primary APN217-501-28-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,157 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialTile
Lot Area3,589 sqft (0.82 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1490 GOLFCREST PL
CityVISTA
StateCA
Zip92081-9002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPI
Legal DescriptionLOT 28 TR 012238
Legal SubdivisionVISTA 85-4
Legal Tract012238
Legal Block3
Legal Lot Number28
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3000
Census Tract19904

Owner

Source: San Diego County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1490 GOLFCREST PL, VISTA, CA 92081-9002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2023Deed of Trust, Mortgage · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Aug 12, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 18, 2019Deed of Trust, Mortgage · Conventional with PMI
PENNYMAC
Nov 29, 2018Grant Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2018 · Amount on Record
Deed SaleNov 29, 2018 · Amount on Record
Prior SaleMay 16, 2005 · Amount on Record
Deed Document Number2018494008
Last Transfer DateAug 6, 2021
Transfer Doc0000576191
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1490 GOLFCREST PL, VISTA, CA 92081-9002
Transaction TypeMortgage
Record UpdatedFeb 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1490 GOLFCREST PL, VISTA, CA 92081-9002

Mortgage

Document Number0000022289
DateJan 27, 2023
Instrument2023-0022289
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJan 1, 2048
Interest
Rate TypeAdjustable Rate
Type Change DateMar 1, 2024
Change FrequencyAnnually
Min Rate At Change4.99%
Max Rate At Change14.2%
Index1-Year T-Bill
Max Rate14.2%

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 12, 2021
Property Address1490 GOLFCREST PL, VISTA, CA 92081-9002
Document Number0000576191
Map ReferenceMAP 12238
Instrument DateAug 6, 2021
Instrument2021-0576191
Transaction TypeTransfer
Record UpdatedAug 23, 2021
Title CompanyTICOR TITLE COMPANY SD

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1490 GOLFCREST PL, VISTA, CA 92081-9002

Mortgage

Document Number0000576192
DateAug 12, 2021
Instrument2021-0576192
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1490 GOLFCREST PL, VISTA, CA 92081-9002
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1490 GOLFCREST PL, VISTA, CA 92081-9002

Mortgage

Document Number0000744638
DateNov 24, 2020
Instrument2020-0744638
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1490 GOLFCREST PL, VISTA, CA 92081-9002
Document Number0000496483
Instrument DateOct 18, 2019
Transaction TypeMortgage
Record UpdatedNov 8, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1490 GOLFCREST PL VISTA CA 920819002, VISTA, CA 92081-9002

Mortgage

Document Number0000496483
DateOct 31, 2019
Instrument496483
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 30, 2049

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 29, 2018
Property Address1490 GOLFCREST PL, VISTA, CA 92081-9002
Document Number0000494008
Map ReferenceMAP 12238
Instrument DateOct 30, 2018
Instrument2018-0494008
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1490 GOLFCREST PL, VISTA, CA 92081-9002

Mortgage

Document Number0000494009
DateNov 29, 2018
Instrument2018-0494009
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$546,153 (+2%) Land $187,158 Building $358,995
2025$6,699.00 (+7.75%) Homeowner's exemption$535,445 (+4.04%) Land $183,489 Building $351,956
2023$6,217.00 (+0.24%) Homeowner's exemption$514,655 Land $176,365 Building $338,290
2022$6,202.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Cox Communications, San Diego Broadband, Verizon.

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