1490 E Elgin St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 1490 E Elgin St, Gilbert, AZ 85295 · Last verified November 2025

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bathrooms4 Baths
Year BuiltBuilt 2004
Square Footage1,893 sqft Living Area
Lot Size3,655 sqft (0.083 acres)
OccupancyOwner Occupied
Last Sale$236,000 (2017)
Tax Bill$1,265.00 (2025)

Property Details

APN / Parcel Number

Primary APN309-31-384

Interior

Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms7 Rooms
Building Area1,893 sqft Living Area
1st Floor1,064 sqft 1st Floor
2nd Floor829 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 2004
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area3,655 sqft (0.083 acres)
Parking Spaces2 Parking Spaces
Patio Area128 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1490 E ELGIN ST
CityGILBERT
StateAZ
Zip85295-8315
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionSPECTRUM AT VAL VISTA PARCEL 15 MCR 640-17
Legal Range06E
Legal Township01S
Legal Section32
Legal QuarterSE
Legal Quarter QuarterNE
Legal SubdivisionSPECTRUM AT VAL VISTA PARCEL 15
Legal Lot Number158
JurisdictionMARICOPA AZ
Minor Civil DivisionCHANDLER
Census Blockgroup2
Census Block2006
Census Tract815402

Owner

Source: Maricopa County records · APN 309-31-384

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1490 E ELGIN ST, GILBERT, AZ 85295-8315
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2022Deed of Trust, Mortgage · Stand Alone Second Mortgage
ARIZONA FCU
Oct 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
NOVA FINANCIAL & INVESTMENT CORP
Sep 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
NOVA FINANCIAL & INVESTMENT CORP
May 12, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 12, 2017 · Amount on Record
Deed SaleMay 12, 2017 · Amount on Record
Prior SaleAug 29, 2014 · Amount on Record
Deed Doc Number20170346553
Record RefreshedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1490 E ELGIN ST, GILBERT, AZ 85295-8315
Transaction TypeMortgage
Record UpdatedJun 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000509473
DateJun 17, 2022
Instrument20220509473
Lender
NameARIZONA FCU
TypeCredit Union
AddressPHOENIX, AZ 85008
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2037

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1490 E ELGIN ST, GILBERT, AZ 85295-8315
Transaction TypeMortgage
Record UpdatedJun 22, 2021
Title CompanyFIRST ARIZONA TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1490 E ELGIN ST, GILBERT, AZ 85295-8315

Mortgage

Document Number0001058625
DateOct 30, 2020
Instrument20201058625
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
AddressTUCSON, AZ 85711
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1490 E ELGIN ST, GILBERT, AZ 85295-8315
Transaction TypeMortgage
Record UpdatedJun 22, 2021
Title CompanyPIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000740916
DateSep 20, 2019
Instrument20190740916
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
AddressTUCSON, AZ 85711
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMay 12, 2017
Property Address1490 E ELGIN ST, GILBERT, AZ 85295-8315
Document Number0000346553
Map ReferenceMB 640 PG 17
Instrument DateMay 10, 2017
Instrument2017-0346553
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1302 W STARFISH DR, 1302, GILBERT, AZ 85233-5635

Transferred To (Grantee/Buyer)

NameVerified Name
Address1490 E ELGIN ST, GILBERT, AZ 85295-8315

Mortgage

Document Number0000346554
DateMay 12, 2017
Instrument2017-0346554
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$37,030 (-6.91%)$370,300 (-6.91%) Land $74,000 Building $296,300
2025$1,265.00 (+3.18%)
2024$39,780$397,800 Land $79,500 Building $318,300
2023$1,226.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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