1490 Carmichael Rd, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 1490 Carmichael Rd, Owego, NY 13827

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,552 sqft · built 1976
Lot Size2.92 acres (127,195 sqft)
Owner2 Individual Names on Record
Tax Bill$4,331 (2026)
Flood ZoneZone X (minimal risk)
APN493089 107.00-1-34.2

Property Details

APN / Parcel Number

Primary APN493089 107.00-1-34.2
Alternative APNs
  • 308910700000010340020000
  • 00000013027

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,552 sqft Living Area
1st Floor Area1,552 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area127,195 sqft (2.92 acres)
Garage TypeDetached
Garage Area1,600 sqft
Parking Spaces6 Parking Spaces
PorchPorch
Porch Area560 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelWood
SewerSeptic
Water SourceWell

Location & Zoning

Account Number00000013027
Street Address1490 CARMICHAEL RD
CityOWEGO
StateNY
Zip13827-3329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZONE
Legal Block1
Legal Lot Number34.002
JurisdictionTIOGA NY
Township / Civil DivisionOWEGO
Census Block Group2
Census Block2052
Census Tract20300

Owner

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1490 CARMICHAEL RD, OWEGO, NY 13827-3329
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionOwego Town
Unified School DistrictOwego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,331.00 (-0.07%) Homeowner's exemption Senior Citizen's exemption
2025$4,334.00 (+155.84%)$85,300 (-) Land $7,500 Building $77,800$163,254 (+3.35%) Land $14,354 Building $148,900
2023$85,300 Land $7,500 Building $77,800$157,963 Land $13,889 Building $144,074
2019$1,694.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1979–1984)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile, Zeta Broadband.

Nearby Properties on Carmichael Rd

Nearby Streets

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