1490 Cape Cod Dr, Mansfield, OH 44904 Property Records

Richland County property record for 1490 Cape Cod Dr, Mansfield, OH 44904

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 2,164 sqft · built 1996
Lot Size	0.2 acres (8,727 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Dec 2019)
Tax Bill	$2,834 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan May 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`058-93-205-18-016`

Property Details

APN / Parcel Number

Primary APN	`058-93-205-18-016`
Alternative APN	`02089`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,164 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	900 sqft
Finished Basement	900 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Other
Exterior Material	Aluminum Siding
Lot Area	8,727 sqft (0.2 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	44 sqft
Deck Area	208 sqft
Patio Area	208 sqft
Balcony Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1490 CAPE COD DR
City	MANSFIELD
State	OH
Zip	44904-2121
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	1490 CAPE COD DR CONDOMINIUM UNIT 4-1490 & 25% UNDIV INT COM AREA
Legal Subdivision	CAPE COD DRIVE CONDOMINIUM
Legal Unit	4-1490
Jurisdiction	RICHLAND OH
Township / Civil Division	MANSFIELD
Census Block Group	4
Census Block	4011
Census Tract	2101

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1490 CAPE COD DR, MANSFIELD, OH 44904-2121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK
May 24, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 2, 2022	Re-recorded Document · Conventional Mortgage CIVISTA BANK
Feb 28, 2022	Warranty Deed, Transfer · Conventional Mortgage CIVISTA BANK
Dec 6, 2019	Survivorship Deed, Transfer · Conventional Mortgage FIRST OHIO HOME FINANCE INC
Dec 6, 2019	Intrafamily Transfer, Transfer THA TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2019 · Amount on Record
Deed Sale	Dec 6, 2019 · Amount on Record
Prior Sale	Jul 10, 2015 · Amount on Record
Deed Document Number	201914225
Deed Book / Page	2750 / 7
Prior Transfer Date	May 2, 2018
Prior Transfer Doc	2750/0006
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Recording Date	Jul 10, 2026
Property Address	1490 CAPE COD DR, MANSFIELD, OH 44904-2121
Document Number	0000008008
Book / Page	3045 / 684
Instrument Date	Jun 29, 2026
Instrument	20268008
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust, 222
Address	1490 CAPE COD DR, MANSFIELD, OH 44904-2121

Mortgage

Document Number	0000008008,
Date	Jul 10, 2026
Book Page	3045/684
Instrument	20268008

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2056

Interest

Rate	6.53%
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	1490 CAPE COD DR, MANSFIELD, OH 44904-2121
Transaction Type	Mortgage
Record Updated	Jun 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1490 CAPE COD DR, MANSFIELD, OH 44904-2121

Mortgage

Document Number	02991/1777
Date	May 24, 2022
Book Page	2991/1777
Instrument	202200006611

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 19, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	RICHLAND OH
Recording Date	Mar 2, 2022
Property Address	1490 CAPE COD DR, MANSFIELD, OH 44904-2121
Document Number	0002980/43
Book / Page	2980 / 43
Map Reference	VOL 1980 PG 231
Instrument Date	Feb 28, 2022
Instrument	202200002634
Record Updated	Jun 7, 2023
Title Company	STONE GATE TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1490 CAPE COD DR, MANSFIELD, OH 44904-2121

Mortgage

Document Number	202200002636
Date	Mar 2, 2022
Instrument	202200002636

Lender

Name	CIVISTA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Feb 28, 2022
Property Address	1490 CAPE COD DR, MANSFIELD, OH 44904-2121
Document Number	002979/273
Book / Page	2979 / 273
Map Reference	VOL 1980 PG 231
Instrument Date	Feb 23, 2022
Instrument	202200002510
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	STONEMAN TITLE AGENCY, STONEGATE TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1490 CAPE COD DR, MANSFIELD, OH 44904-2121

Mortgage

Document Number	202200002511
Date	Feb 28, 2022
Instrument	202200002511

Lender

Name	CIVISTA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Mortgage

Document Number	002982/473
Date	Mar 10, 2022
Book Page	2982/473
Instrument	202200003036

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

December 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	RICHLAND OH
Recording Date	Dec 6, 2019
Property Address	1490 CAPE COD DR, MANSFIELD, OH 44904-2121
Document Number	2750/0007
Book / Page	2750 / 0007
Map Reference	VOL 1980 PG 231
Instrument Date	Dec 4, 2019
Instrument	201900014225
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	THA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	385 COUNTY LINE RD W STE 200, 200, WESTERVILLE, OH 43082-6062
Mail Care Of	FIRST OHIO HOME FINANCE INC

Mortgage

Document Number	201900014226
Date	Dec 6, 2019
Instrument	201900014226

Lender

Name	FIRST OHIO HOME FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND OH
Recording Date	Dec 6, 2019
Property Address	1490 CAPE COD DR, MANSFIELD, OH 44904-2121
Document Number	2750/0006
Book / Page	2750 / 0006
Map Reference	VOL 516 PG 26-65
Instrument Date	May 2, 2018
Instrument	201900014224
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	THA TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1490 CAPE COD DR, MANSFIELD, OH 44904-2121

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
Municipality	Mansfield City
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,834.00 (+0.04%)	$71,860 (-) Land $7,910 Building $63,950
2024	$2,833.00 (-2.18%) Homeowner's exemption	$71,860 (-) Land $7,910 Building $63,950
2023	$2,896.00 (+8.95%) Homeowner's exemption	$71,860 (+18.15%) Land $7,910 Building $63,950	$205,300 (+18.14%) Land $22,600 Building $182,700
2022	$2,658.00 Homeowner's exemption	$60,820 Land $8,260 Building $52,560
2020			$173,770 Land $23,600 Building $150,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANSFIELD CITY serves 51,000 people · EPA ID OH7002914
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025 Turbidity resolved · Jan 2025
Treatment and Procedure	Lead service line inventory Oct 2024 Corrosion control Jan 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

1490 Cape Cod Dr, Mansfield, OH 44904 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2022: Re-recorded Document

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

December 2019: Survivorship Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2019: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cape Cod Dr

Nearby Streets

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