1490 Birch Ln, South Elgin, IL 60177 Property Records

Kane County property record for 1490 Birch Ln, South Elgin, IL 60177

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,277 sqft · built 2000
Lot Size0.202 acres (8,804 sqft)
Owner2 Individual Names on File
Last Sale$370,000 (Jan 2025)
Tax Bill$9,277 (2025)
Deeds & MortgagesSep 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN06-33-205-007

Property Details

APN / Parcel Number

Primary APN06-33-205-007

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,277 sqft Living Area
Gross Area2,945 sqft
Basement Area668 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Construction TypeFrame
Foundation TypeRaised
Lot Area8,804 sqft (0.202 acres)
Lot Dimensions142 ft deep x 62 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address1490 BIRCH LN
CitySOUTH ELGIN
StateIL
Zip60177-2995
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKINGSPORT VILLAGE PHASE 2 LOT 141
Legal SubdivisionKINGSPORT VILLAGE
Legal Phase2
Legal Block4
Legal Lot Number141
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4008
Census Tract851907

Owner

1490 Birch Ln is owned by two individuals who bought it in January 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address6N446 PARK AVE, SAINT CHARLES, IL 60174-6442
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 7, 2025 · Amount on File
Deed SaleJan 7, 2025 · Amount on File
Prior SaleApr 6, 2000 · Amount on File
Deed Document Number2025648
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1490 BIRCH LN, SOUTH ELGIN, IL 60177-2995
Transaction TypeMortgage
Record UpdatedOct 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1490 BIRCH LN, SOUTH ELGIN, IL 60177-2995

Mortgage

Document Number0000036620
DateSep 22, 2025
Instrument2025K036620
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term349 Months
DueOct 7, 2054
Interest
Rate TypeFixed Rate
Rate6.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1490 Birch Ln was $9,277.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalitySouth Elgin Village
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,277.00$133,415 (+8.57%) Land $30,744 Building $102,671$400,405 (+8.57%) Land $92,269 Building $308,136
2024$122,884 Land $28,317 Building $94,567$368,800 Land $84,985 Building $283,815
2022$8,194.00 (+6.15%) Homeowner's exemption$101,227 (+6.96%) Land $23,326 Building $77,901$303,681 (+6.96%) Land $69,978 Building $233,703
2021$7,719.00 Homeowner's exemption$94,640 Land $21,808 Building $72,832$283,920 Land $65,424 Building $218,496

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1490 Birch Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1490 Birch Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ELGIN
serves 23,648 people · EPA ID IL0890800
Water SourceGroundwater
Last State InspectionApr 2024
Also Mapped HereELGIN
Lead1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityBarium
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Metronet.

Nearby Properties on Birch Ln

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