1490 Avocado Rd, Oceanside, CA 92054 Property Records

San Diego County property record for 1490 Avocado Rd, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,962 sqft · built 1973
Lot Size0.32 acres (13,939 sqft)
Owner2 Company Names on Record
Last Sale$1,875,000 (Jul 2024)
Tax Bill$21,004 (2025)
Deeds & MortgagesAug 2022 Mortgage
May 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN151-222-14-00

Property Details

APN / Parcel Number

Primary APN151-222-14-00
Alternative APN
  • 1512703900

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Building Area1,962 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions175 ft deep x 80 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number1512703900
Street Address1490 AVOCADO RD
CityOCEANSIDE
StateCA
Zip92054-5704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionLOT 8 NLY 80 FT OF SLY 100 FT OF WLY 175 FT OF TR 001807
Legal SubdivisionNORTH CARLSBAD
Legal Tract001807
Legal Block2
Legal Lot Number8
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2012
Census Tract18504

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1490 AVOCADO RD, OCEANSIDE, CA 92054-5704
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
MUFG UNION BANK NA
May 25, 2022Grant Deed, Transfer · Conventional Mortgage
LUTHER BURBANK SAVINGS
Mar 30, 2021Intrafamily Transfer, Transfer
Feb 8, 2021Grant Deed, Transfer · Conventional Mortgage
FRANKLIN LOAN CENTER
Feb 8, 2021Intrafamily Transfer, Transfer
EQUITY TITLE-SAN DIEGO, EQUITY TITLE SAN DIEGO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2024 · Amount on Record
Deed SaleJul 30, 2024 · Amount on Record
Prior SaleMay 25, 2022 · Amount on Record
Deed Document Number2024199860
Prior Transfer DateMar 18, 1994
Prior Transfer Doc0000192688
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1490 AVOCADO RD, OCEANSIDE, CA 92054-5704
Transaction TypeMortgage
Record UpdatedAug 17, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1490 AVOCADO RD, OCEANSIDE, CA 92054-5704

Mortgage

Document Number0000323273
DateAug 10, 2022
Instrument2022-0323273
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateSep 1, 2029
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change6.75%
IndexOther
Max Rate10.7%

May 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 25, 2022
Property Address1490 AVOCADO RD, OCEANSIDE, CA 92054-5704
Document Number0000224164
Map ReferenceMAP 1807
Instrument DateApr 19, 2022
Instrument2022-0224164
Transaction TypeTransfer
Record UpdatedJun 3, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address202 34TH ST, MANHATTAN BEACH, CA 90266-3300

Mortgage

Document Number0000224165
DateMay 25, 2022
Instrument2022-0224165
Lender
NameLUTHER BURBANK SAVINGS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateJun 1, 2025
Change FrequencyAnnually
Min Rate At Change3.12%
Max Rate At Change6.5%
Index1-Year CMT
Max Rate10.5%

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 30, 2021
Property Address1490 AVOCADO RD, OCEANSIDE, CA 92054-5704
Document Number0000244873
Map ReferenceMAP 1807
Instrument DateMar 16, 2021
Instrument2021-0244873
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1995 17TH AVE, SAN FRANCISCO, CA 94116-1243
InvestorPossibly a Property Investor

February 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 8, 2021
Property Address1490 AVOCADO RD, OCEANSIDE, CA 92054-5704
Document Number0000096946
Map ReferenceMAP 1807
Instrument DateJan 21, 2021
Instrument2021-0096946
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyEQUITY TITLE-SAN DIEGO, EQUITY TITLE SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1995 17TH AVE, SAN FRANCISCO, CA 94116-1243
InvestorPossibly a Property Investor

Mortgage

Document Number0000096948
DateFeb 8, 2021
Instrument2021-0096948
Lender
NameFRANKLIN LOAN CENTER
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 8, 2021
Property Address1490 AVOCADO RD, OCEANSIDE, CA 92054-5704
Document Number0000096947
Map ReferenceMAP 1807
Instrument DateJan 21, 2021
Instrument2021-0096947
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyEQUITY TITLE-SAN DIEGO, EQUITY TITLE SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1995 17TH AVE, SAN FRANCISCO, CA 94116-1243
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,912,500 (+2%) Land $1,106,700 Building $805,800
2025$21,004.00 (+25.71%)$1,875,000 (+24.42%) Land $1,085,000 Building $790,000
2023$16,708.00 (+21.78%)$1,507,000 Land $847,000 Building $660,000
2022$13,720.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims13 (1985–2018)
Claims Outside the SFHA3 of 13
Most Recent ClaimDec 2018 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 3 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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