1490 Alligator Dr, Panacea, FL 32346 Property Records

Franklin County property record for 1490 Alligator Dr, Panacea, FL 32346 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,155 sqft · built 1955
Lot Size	0.267 acres (11,674 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Dec 2020)
Tax Bill	$3,054 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`06-07S-01W-1042-000L-0040`

Property Details

APN / Parcel Number

Primary APN	`06-07S-01W-1042-000L-0040`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,155 sqft Heated Area
Gross Area	1,920 sqft
Basement Area	288 sqft
Finished Basement	288 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,674 sqft (0.267 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Porch	Enclosed Porch
Porch Area	816 sqft
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1490 ALLIGATOR DR
City	PANACEA
State	FL
Zip	32346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 2 BL L LOT 4 PENN POINT OR 217/520 355/112 451/320 OR/460/138 1285/773
Legal Range	01W
Legal Township	07S
Legal Section	06
Legal Subdivision	PENINSULAR POINT
Legal Block	L
Legal Lot Number	4
Legal Unit	2
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2003
Census Tract	970102

Owner

Source: Franklin County records · APN 06-07S-01W-1042-000L-0040

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3951 US HIGHWAY 93 S LOT 8, 8, THOMASVILLE, GA 31792-1755
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 28, 2020 · Amount on Record
Deed Sale	Dec 28, 2020 · Amount on Record
Deed Document Number	202019006274
Deed Book / Page	1285 / 773
Last Transfer Date	Dec 29, 2020
Transfer Doc	0019006274
Record Updated	Jun 08, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Dec 29, 2020
Property Address	1490 ALLIGATOR DR, PANACEA, FL 32346
Document Number	0019006274
Book / Page	001285 / 000773
Instrument Date	Dec 18, 2020
Instrument	19006274
Transaction Type	Transfer
Record Updated	Feb 04, 2021
Title Company	FIRST INT'L TITLE, FIRST INT'L TITLE-PANAMA CITY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3951 8 HWY 93 S THOMASVILLE GA 31792, THOMASVILLE, GA 31792

Mortgage

Document Number	19006275
Date	Dec 29, 2020
Book Page	001285/000775
Instrument	19006275

Lender

Name	WILLAIM & TYSON HIPKINS
Address	3949 US HIGHWAY 93 S, THOMASVILLE, GA 31792-1753

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Dec 28, 2035

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,054.00 (+18.56%)	$338,775 (+37.43%) Land $187,200 Building $151,575	$338,775 (+37.43%) Land $187,200 Building $151,575
2024	$2,576.00 (+6.76%)	$246,516 (+14.46%) Land $93,600 Building $152,916	$246,516 (+14.46%) Land $93,600 Building $152,916
2023	$2,413.00 (+9.33%)	$215,368 (+17.27%) Land $93,600 Building $121,768	$215,368 (+17.27%) Land $93,600 Building $121,768
2022	$2,207.00	$183,652 Land $93,600 Building $90,052	$183,652 Land $93,600 Building $90,052

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120379701022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 293 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured 36 under condo master policies
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024, tidal / storm surge, Hurricane Helene
Claims By Storm	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 48 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.