149 White Oak Rd, Gaffney, SC 29341 Property Records

Cherokee County property record for 149 White Oak Rd, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	5,425 sqft · built 2005
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$5,769 (Oct 2021)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`047-00-00-009.013`

Property Details

APN / Parcel Number

Primary APN	`047-00-00-009.013`
Alternative APN	`0470000009013 00361397`

Interior

Stories	2 Stories
Building Area	5,425 sqft Living Area
Basement Area	1,821 sqft
Finished Basement	1,821 sqft
Unfinished Basement	1,821 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Lot Area	130,680 sqft (3 acres)
Garage Area	773 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	149 WHITE OAK RD
City	GAFFNEY
State	SC
Zip	29341-3020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	149 WHITE OAKS RD FM KENNETH ALLISON $660,000 FM JAKEEN ARMSTRONG $10L&A
Legal Subdivision	PLAT PREPARED FOR KIM F PHILLIPS
Legal Lot Number	TE
Jurisdiction	CHEROKEE SC
Township / Civil Division	MACEDONIA
Census Block Group	3
Census Block	3019
Census Tract	970102

Owner

Source: Cherokee County records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	149 WHITE OAK RD, GAFFNEY, SC 29341-3020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2021 · Amount on Record
Deed Sale	Oct 27, 2021 · Amount on Record
Prior Sale	Oct 13, 2021 · Amount on Record
Deed Document Number	20216477
Deed Book / Page	140 / 1731
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Recording Date	May 11, 2026
Property Address	149 WHITE OAK RD, GAFFNEY, SC 29341-3020
Document Number	0000002513
Book / Page	198 / 359
Instrument Date	May 6, 2026
Instrument	20262513
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 WHITE OAK RD, GAFFNEY, SC 29341-3020

Mortgage

Document Number	0000002513,
Date	May 11, 2026
Book Page	198/359
Instrument	20262513

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2025	Homeowner's exemption
2021		$477,600 Land $19,000 Building $458,600

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20