149 Whitaker Way, Pinnacle, NC 27043 Property Records

Surry County property record for 149 Whitaker Way, Pinnacle, NC 27043

Property Summary

Property TypeRural Home
Details3 bd · 2.5 ba · 2,136 sqft · built 2023
Lot Size1.24 acres (54,014 sqft)
OwnerIndividual Name on Record
Tax Bill$2,971 (2026)
Deeds & MortgagesSep 2026 Mortgage
Aug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN5954-00-64-2839

Property Details

APN / Parcel Number

Primary APN5954-00-64-2839
Alternative APN
  • 100125888

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,136 sqft Living Area
1st Floor Area2,136 sqft
Basement Area1,595 sqft
Unfinished Basement1,595 sqft
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2025
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialWood Shingle
Lot Area54,014 sqft (1.24 acres)
Garage Area1,160 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area56 sqft
Deck Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number100125888
Street Address149 WHITAKER WAY
CityPINNACLE
StateNC
Zip27043-9354
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRA
Legal DescriptionPB 42 PG 185
JurisdictionSURRY NC
Township / Civil DivisionSHOALS
Census Block Group1
Census Block1008
Census Tract931103

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address219 WHITAKER WAY, PINNACLE, NC 27043-9326
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2026Deed of Trust, Mortgage · Conventional Mortgage
FINANCIAL FEDERAL CREDIT INC
Aug 10, 2023Deed of Trust, Mortgage · Conventional Mortgage
FIRST BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSURRY NC
Recording DateSep 8, 2026
Property Address149 WHITAKER WAY, PINNACLE, NC 27043-9354
Document Number0000736787
Book / Page1988 / 839
Instrument DateSep 2, 2026
Instrument2026736787
Transaction TypeMortgage
Record UpdatedSep 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000736787,
DateSep 8, 2026
Book Page1988/839
Instrument2026736787
Lender
NameFINANCIAL FEDERAL CREDIT INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSURRY NC
Property Address149 WHITAKER RD, PINNACLE, NC 27043-9017
Transaction TypeMortgage
Record UpdatedAug 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001865/233
DateAug 10, 2023
Book Page1865/233
Instrument708118
Lender
NameFIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountySurry County
Unified School DistrictSurry County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,971.00 (+6.64%)$125,240 (-74.99%) Land $14,510 Building $110,730$125,240 (-74.99%) Land $14,510 Building $110,730
2025$2,786.00$500,710 Land $17,360 Building $483,350$500,710 Land $17,360 Building $483,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surry Telephone
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Whitaker Way

Nearby Streets

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