149 Whisper Ridge Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 149 Whisper Ridge Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,970 sqft · built 2005
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Company Names on Record
Last Sale	$359,200 (Nov 2017)
Tax Bill	$3,584 (2025)
Deeds & Mortgages	Jan 2026 Transfer Nov 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`029321-0150`

Property Details

APN / Parcel Number

Primary APN	`029321-0150`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,970 sqft Living Area
Gross Area	2,524 sqft
1st Floor Area	1,970 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	554 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	241 sqft
Deck Area	570 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	149 WHISPER RIDGE DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	49/43-49 WHISPER RIDGE UNIT 1 LOT 15 OR4468/135 & 6289/1926
Legal Range	28E
Legal Township	07S
Legal Section	01
Legal Subdivision	WHISPER RIDGE UNIT 1
Legal Block	2
Legal Lot Number	15
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2017
Census Tract	20906

Owner

Source: St. Johns County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	149 WHISPER RIDGE DR, SAINT AUGUSTINE, FL 32092-3773
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 28, 2017	Grant Deed, Foreclosure · Conventional with PMI NFM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2017 · Amount on Record
Deed Sale	Nov 30, 2017 · Amount on Record
Prior Sale	Nov 28, 2017 · Amount on Record
Deed Document Number	201780954
Deed Book / Page	4469 / 1064
Prior Transfer Date	Mar 24, 2015
Prior Transfer Doc	0040061735
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Jan 15, 2026
Property Address	149 WHISPER RIDGE DR, SAINT AUGUSTINE, FL 32092-3773
Document Number	0062891926
Book / Page	6289 / 1926
Map Reference	MB 49 PG 43-49
Instrument Date	Dec 12, 2025
Instrument	2026003725
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	149 WHISPER RIDGE DR, SAINT AUGUSTINE, FL 32092-3773

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	149 WHISPER RIDGE DR, SAINT AUGUSTINE, FL 32092-3773

November 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 28, 2017
Property Address	149 WHISPER RIDGE DR, SAINT AUGUSTINE, FL 32092-3773
Document Number	0044680135
Book / Page	004468 / 000135
Instrument Date	Nov 28, 2017
Instrument	80250
Transaction Type	Foreclosure
Record Updated	Dec 12, 2017
Title Company	ISLAND TITLE/STATE AUGUSTINE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	852 LAKE SHORE DR BOWIE MD 207212900, BOWIE, MD 20721-2900

Mortgage

Document Number	44680137
Date	Nov 28, 2017
Book Page	004468/000137
Instrument	80251

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,656 (+2.7%)	$337,553 (-1.65%) Land $85,000 Building $252,553
2025	$3,584.00 (+12.99%) Homeowner's exemption	$280,093 (+5.99%)	$343,200 (-4.74%) Land $80,000 Building $263,200
2024	$3,172.00 (+2.03%)
2023	$3,109.00 (+3.08%) Homeowner's exemption	$264,271 (+3%)	$360,268 (+7.76%) Land $88,088 Building $272,180
2022	$3,016.00 Homeowner's exemption	$256,574	$334,328 Land $72,800 Building $261,528

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

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