149 W South St, Frederick, MD 21701 Property Records

Frederick County property record for 149 W South St, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2 ba · 1,410 sqft · built 1850
Lot Size	0.063 acres (2,753 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jan 2007)
Tax Bill	$4,881 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-035081`

Property Details

APN / Parcel Number

Primary APN	`02-035081`
Alternative APNs	`2035081` `035081`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,410 sqft Living Area
1st Floor Area	705 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	2,753 sqft (0.063 acres)
Porch	Open Porch
Porch Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	035081
Street Address	149 W SOUTH ST
City	FREDERICK
State	MD
Zip	21701-5501
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	DR
Legal Description	LT 2,753 SQ. FT. 149 W. SOUTH ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	10
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1006
Census Tract	750300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

149 W South St, a townhouse, is owned and occupied by an individual who bought it in January 2007.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	149 W SOUTH ST, FREDERICK, MD 21701-5501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2007 · Amount on File
Deed Sale	Jan 10, 2007 · Amount on File
Prior Sale	Mar 9, 2004 · Amount on File
Deed Document Number	200770196
Deed Book / Page	6404 / 274
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	149 W SOUTH ST, FREDERICK, MD 21701-5501
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	RADIAN SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 W SOUTH ST, FREDERICK, MD 21701-5501

Mortgage

Document Number	0157730395
Date	Mar 8, 2022
Book Page	15773/395

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	176 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 149 W South St was $4,881 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,833	$381,300 Land $158,700 Building $222,600
2025	$4,881.00
2023	$4,343.00 Homeowner's exemption	$272,233	$367,100 Land $123,700 Building $243,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 149 W South St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 149 W South St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20