149 W Ideal St, Duluth, MN 55811 Property Records

St. Louis County property record for 149 W Ideal St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 726 sqft · built 1921
Lot Size	0.332 acres (14,480 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Nov 2025)
Tax Bill	$2,280 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-2190-00152`

Property Details

APN / Parcel Number

Primary APN	`010-2190-00152`
Alternative APNs	`1105769` `1190967`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	726 sqft Gross Area
1st Floor Area	726 sqft
Basement Area	363 sqft
Finished Basement	363 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1985
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	14,480 sqft (0.332 acres)
Garage Area	384 sqft
Pool Type	Spa / Hot Tub (No Pool)
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1190967
Street Address	149 W IDEAL ST
City	DULUTH
State	MN
Zip	55811-4756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SLY 145 FT OF LOT 11 SERIAL #
Legal Subdivision	HIGHLAND GARDENS 2ND DIVISION
Legal Block	1
Legal Lot Number	11
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1079
Census Tract	302

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	149 W IDEAL ST, DULUTH, MN 55811-4756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Mar 12, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
May 21, 2018	Warranty Deed, Transfer · Conventional with PMI NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	Mar 12, 2021 · Amount on Record
Deed Document Number	20251096149
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 14, 2025
Property Address	149 W IDEAL ST, DULUTH, MN 55811-4756
Document Number	0001096149
Instrument Date	Nov 3, 2025
Instrument	1096149
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$841.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 W IDEAL ST, DULUTH, MN 55811-4756

Mortgage

Document Number	0001096150
Date	Nov 14, 2025
Instrument	1096150

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 12, 2021
Property Address	149 W IDEAL ST, DULUTH, MN 55811-4756
Document Number	0001037786
Instrument Date	Mar 5, 2021
Instrument	1037786
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 W IDEAL ST, DULUTH, MN 55811-4756

Mortgage

Document Number	0001037787
Date	Mar 12, 2021
Instrument	1037787

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 21, 2018
Property Address	149 W IDEAL ST, DULUTH, MN 55811-4756
Document Number	000T998184
Instrument Date	May 18, 2018
Instrument	T998184
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 W IDEAL ST DULUTH MN 558114756, DULUTH, MN 55811-4756

Mortgage

Document Number	T998185
Date	May 21, 2018
Instrument	T998185

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,280.00 (+11.76%) Homeowner's exemption
2025	$2,040.00 (-15.56%) Homeowner's exemption	$238,600 (+36.34%) Land $58,400 Building $180,200	$238,600 (+36.34%) Land $58,400 Building $180,200
2024	$2,416.00	$175,000 (+7.36%) Land $48,400 Building $126,600	$175,000 (+7.36%) Land $48,400 Building $126,600
2022		$163,000 Land $46,400 Building $116,600	$163,000 Land $46,400 Building $116,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: T-Mobile.

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