149 W Acton Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 149 W Acton Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,812 sqft · built 1949
Lot Size	2.41 acres (104,980 sqft)
Owner	Individual Name on Record
Last Sale	$570,000 (Oct 2020)
Tax Bill	$18,678 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-21 000022`

Property Details

APN / Parcel Number

Primary APN	`R-21 000022`
Alternative APNs	`STOW M:000R-21 P:022` `M:000R=21 P:022`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,812 sqft Total Area
1st Floor Area	1,044 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1968
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	104,980 sqft (2.41 acres)
Pool Type	In-Ground Pool
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-21 000022
Street Address	149 W ACTON RD
City	STOW
State	MA
Zip	01775-2113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	1
Census Block	1004
Census Tract	323102

Owner

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	149 W ACTON RD, STOW, MA 01775-2113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK
Oct 30, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Deed Document Number	20201903
Deed Book / Page	76047 / 37
Prior Transfer Date	Oct 23, 2020
Prior Transfer Doc	76047-37
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	149 W ACTON RD, STOW, MA 01775-2113
Transaction Type	Mortgage
Record Updated	Jan 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080548-117
Date	Aug 8, 2022
Book Page	80548/117
Instrument	121081

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Oct 30, 2020
Property Address	149 W ACTON RD, STOW, MA 01775-2113
Document Number	76047-37
Book / Page	76047 / 37
Instrument Date	Oct 23, 2020
Instrument	201903
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	149 W ACTON RD, STOW, MA 01775-2113

Mortgage

Document Number	201904
Date	Oct 30, 2020
Instrument	201904

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,678.00 (+5.42%)	$1,045,200 (+2.76%) Land $378,900 Building $666,300	$780,428
2025	$17,718.00 (+7.17%)	$1,017,100 (+4.4%) Land $360,800 Building $656,300
2024	$16,532.00 (+11.18%)	$974,200 (+18.78%) Land $348,400 Building $625,800
2023	$14,870.00	$820,200 Land $333,000 Building $487,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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