149 Union St, Madison, OH 44057 Property Records

Lake County property record for 149 Union St, Madison, OH 44057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1860
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Sep 2024)
Tax Bill	$3,919 (2023)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-A-008-A-00-011-0`

Property Details

APN / Parcel Number

Primary APN	`02-A-008-A-00-011-0`
Alternative APN	`68`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
1st Floor Area	384 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1946
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	158 ft deep x 96 ft wide
Garage Area	221 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	90 sqft
Patio Area	328 sqft
Pole Barn	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	149 UNION ST
City	MADISON
State	OH
Zip	44057-3123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GBUS
Legal Description	LOT 10 TRACT 1
Legal Subdivision	HARVEY
Legal Tract	1
Legal Block	1
Legal Lot Number	10
Jurisdiction	LAKE OH
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1006
Census Tract	206100

Owner

149 Union St is owned and occupied by an individual who bought it in September 2024.

Source: Lake County records, as of December 30, 2025

Owner of Record	Individual Name on File
Mailing Address	149 UNION ST, MADISON, OH 44057-3123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2024 · Amount on File
Deed Sale	Sep 27, 2024 · Amount on File
Prior Sale	Feb 20, 2024 · Amount on File
Deed Document Number	202419504
Prior Transfer Date	Jul 16, 2015
Prior Transfer Doc	0000018763
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Feb 20, 2024
Property Address	149 UNION ST, MADISON, OH 44057-3123
Document Number	0000003150
Instrument Date	Feb 15, 2024
Instrument	2024R003150
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 UNION ST, MADISON, OH 44057-3123

Mortgage

Document Number	0000003151
Date	Feb 20, 2024
Instrument	2024R003151

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Madison Township
Municipality	Madison Village
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,750 Land $9,230 Building $36,520	$130,700 Land $26,370 Building $104,330
2023	$3,919.00 (+78.38%) Homeowner's exemption	$38,070 (-) Land $7,690 Building $30,380
2022	$2,197.00 Homeowner's exemption	$38,070 Land $7,690 Building $30,380
2021			$108,780 Land $21,980 Building $86,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 149 Union St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	16 (1986–2023)
Claims Outside the SFHA	4 of 16
Most Recent Claim	Aug 2023 · river or lake flooding
Claims by Event	Severe Storms, Straight Line Winds, And Flooding, Jul 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 149 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20