149 Taylor St, Saugatuck, MI 49453 Property Records

Allegan County property record for 149 Taylor St, Saugatuck, MI 49453

Property Summary

Property Type	Single Family Home
Details	1 ba · 784 sqft
Lot Size	0.358 acres (15,594 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Feb 2026)
Tax Bill	$19,530 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`57-750-015-00`

Property Details

APN / Parcel Number

Primary APN	`57-750-015-00`
Alternative APN	`03-57-750-015-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	784 sqft Living Area
1st Floor Area	784 sqft

Exterior

Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	15,594 sqft (0.358 acres)
Lot Dimensions	104 ft deep x 150 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	149 TAYLOR ST
City	SAUGATUCK
State	MI
Zip	49453-9605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR-COMM RE
Legal Description	LOTS 25, 26 & N 44 FT OF LOT 27 RESORT ADDITION.
Legal Subdivision	RESORT ADD
Legal Lot Number	25-27
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	2
Census Block	2046
Census Tract	30801

Owner

149 Taylor St is owned and occupied by two individuals who bought it in February 2026.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5953 BEECHWOOD DR, COLOMA, MI 49038-9159
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 2, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 3, 2022	Warranty Deed, Transfer · Conventional Mortgage THE DART BANK
Oct 3, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2026 · Amount on File
Deed Sale	Feb 2, 2026 · Amount on File
Prior Sale	Aug 30, 2024 · Amount on File
Deed Document Number	20261663
Deed Book / Page	5108 / 152
Prior Transfer Date	Sep 27, 2022
Prior Transfer Doc	004803/465
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	149 TAYLOR ST, SAUGATUCK, MI 49453-9605
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004123/715
Date	Mar 23, 2017
Book Page	4123/715

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2037

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	149 TAYLOR ST, SAUGATUCK, MI 49453-9605
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004500/748
Date	Aug 24, 2020
Book Page	4500/748

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Feb 2, 2026
Property Address	149 TAYLOR ST, SAUGATUCK, MI 49453-9605
Document Number	005108/152
Book / Page	5108 / 152
Map Reference	LB 4 PG 42
Instrument Date	Jan 30, 2026
Instrument	2026001663
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	PREMIER LAKESHORE TITLE AGENCY, PREMIER LAKESHORE TTL AGCY L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1212 N LAKE SHORE DRIVE # DR8BN, DR8BN, CHICAGO, IL 60610-2371

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5953 BEECHWOOD DR, COLOMA, MI 49038-9159

Mortgage

Document Number	0005108154
Date	Feb 2, 2026
Instrument	5108/154

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Oct 3, 2022
Property Address	149 TAYLOR ST, SAUGATUCK, MI 49453-9605
Document Number	004803/451
Book / Page	4803 / 451
Map Reference	LB 4 PG 42
Instrument Date	Sep 27, 2022
Instrument	2022019088
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	149 TAYLOR ST, 149, SAUGATUCK, MI 49453-9605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 TAYLOR ST, SAUGATUCK, MI 49453-9605

Mortgage

Document Number	0004803455
Date	Oct 3, 2022
Instrument	4803-455

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Oct 3, 2022
Property Address	149 TAYLOR ST, SAUGATUCK, MI 49453-9605
Document Number	004803/465
Book / Page	4803 / 465
Map Reference	LB 4 PG 42
Instrument Date	Sep 27, 2022
Instrument	2022019091
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	171 N WORTH ST, BIRMINGHAM, MI 48009-5776

Tax Assessment & Valuation

The 2025 property tax bill for 149 Taylor St was $19,530 with a homeowner's exemption, up 147.2% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Saugatuck City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,600 (+2.25%) Land $232,300 Building $104,300	$673,200 (+2.25%) Land $464,600 Building $208,600
2025	$19,530.00 (+147.25%) Homeowner's exemption	$329,200 Land $222,500 Building $106,700	$658,400 Land $445,000 Building $213,400
2024	$7,899.00
2023		$183,100 Land $134,300 Building $48,800	$366,200 Land $268,600 Building $97,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 149 Taylor St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 149 Taylor St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Taylor St

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