149 Surf Dr, Mashpee, MA 02649 Property Records

Barnstable County and Mashpee Town property record for 149 Surf Dr, Mashpee, MA 02649

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,918 sqft · built 1996
Lot Size	0.312 acres (13,591 sqft)
Owner	2 Individual Names on Record
Last Sale	$423,000 (Feb 2018)
Tax Bill	$4,328 (2025)
Deeds & Mortgages	Feb 2024 Refinance Jan 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MASH M:102 B:5 L:0`

Property Details

APN / Parcel Number

Primary APN	`MASH M:102 B:5 L:0`
Alternative APN	`7395`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,918 sqft Living Area
Gross Area	3,394 sqft
1st Floor Area	964 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,591 sqft (0.312 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	7395
Street Address	149 SURF DR
City	MASHPEE
State	MA
Zip	02649-3733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	5
Jurisdiction	MASHPEE MA
Township / Civil Division	MASHPEE
Census Block Group	1
Census Block	1012
Census Tract	15200

Owner

Source: Barnstable County and Mashpee Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	149 SURF DR, MASHPEE, MA 02649-3733
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK
Jan 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DISCOVER BANK
Feb 5, 2018	Quit Claim Deed, Transfer · Conventional Mortgage CAPE COD FIVE CENT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2018 · Amount on Record
Deed Sale	Feb 5, 2018 · Amount on Record
Prior Sale	Feb 5, 2016 · Amount on Record
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASHPEE MA
Property Address	149 SURF DR, MASHPEE, MA 02649-3733
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001497601
Date	Feb 28, 2024
Instrument	1497601

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASHPEE MA
Property Address	149 SURF DR, MASHPEE, MA 02649-3733
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001388752
Date	Jan 21, 2020
Instrument	1388752

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2030

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MASHPEE MA
Recording Date	Feb 5, 2018
Property Address	149 SURF DR, MASHPEE, MA 02649-3733
Document Number	0001339806
Instrument Date	Jan 9, 2018
Instrument	1339806
Transaction Type	Transfer
Record Updated	Feb 28, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,411.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	149 SURF DR MASHPEE MA 026493733, MASHPEE, MA 02649-3733

Mortgage

Document Number	1339807
Date	Feb 5, 2018
Instrument	1339807

Lender

Name	CAPE COD FIVE CENT BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2048

Interest

Rate	3.38%

Tax Assessment & Valuation

Source: Barnstable County and Mashpee Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Mashpee Town
Unified School District	Mashpee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,328.00 (+13.15%)	$653,800 (+19.83%) Land $224,100 Building $429,700	$721,430
2023	$3,825.00	$545,600 Land $210,100 Building $335,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 141 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	164 units insured incl. 23 condo units
Nearby Flood Claims	27 (1991–2023)
Claims Outside the SFHA	2 of 27
Most Recent Claim	Jan 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASHPEE WATER DISTRICT serves 36,922 people · EPA ID MA4172039
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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