Worcester County and Lancaster Town property record for 149 Sterling Rd, Lancaster, MA 01523
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,717 sqft · built 1947 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $293,000 (Feb 2008) |
| Tax Bill | $9,512 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LANC M:041.0 B:0000 L:0025.0 |
| Primary APN | LANC M:041.0 B:0000 L:0025.0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,717 sqft Living Area |
| Gross Area | 2,327 sqft |
| 1st Floor Area | 1,787 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,431 sqft (1.02 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 149 STERLING RD |
|---|---|
| City | LANCASTER |
| State | MA |
| Zip | 01523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LANCASTER REAL ESTATE TRUST |
| Legal Lot Number | 25.0 |
| Jurisdiction | LANCASTER MA |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 713100 |
Source: Worcester County and Lancaster Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 149 STERLING RD, LANCASTER, MA 01523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BROKER SOLUTIONS INC |
| Oct 21, 2020 | Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC |
| Dec 3, 2018 | Quit Claim Deed, Mortgage · FHA Mortgage BROKER SOLUTIONS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2008 · Amount on Record |
| Deed Sale | Feb 28, 2008 · Amount on Record |
| Prior Sale | Feb 26, 2008 · Amount on Record |
| Deed Document Number | 200820182 |
| Deed Book / Page | 42474 / 366 |
| Last Transfer Date | Nov 9, 2018 |
| Transfer Doc | 59772-265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 149 STERLING RD, LANCASTER, MA 01523 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2022 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|
| Document Number | 067181-105 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 67181/105 |
| Instrument | 22627 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 149 STERLING RD, LANCASTER, MA 01523 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 63555-323 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 63555/323 |
| Instrument | 126013 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Dec 3, 2018 |
| Property Address | 149 STERLING RD, LANCASTER, MA 01523 |
| Document Number | 59772-265 |
| Book / Page | 059772 / 000265 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 128221 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 149 STERLING RD LANCASTER MA 01523, LANCASTER, MA 01523 |
| Document Number | 59763-342 |
|---|---|
| Date | Dec 3, 2018 |
| Book Page | 059763/000342 |
| Instrument | 127389 |
| Name | BROKER SOLUTIONS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 2, 2048 |
Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lancaster Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,512.00 (+5.56%) | $588,600 (+12.29%) Land $119,800 Building $468,800 | $522,215 (-2.47%) |
| 2024 | $535,420 | ||
| 2023 | $9,011.00 | $524,200 Land $101,400 Building $422,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1978–2010) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER DEPARTMENT serves 6,000 people · EPA ID MA2147000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 17 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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